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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

A great product

5
Very easy app to use and great customer service. Reviewed on: 20th February 2023
Josh Batchelor's avatar
Josh Batchelor

Brilliant!

5
Really great savings account, love the app too! Reviewed on: 20th February 2023
Henry's avatar
Henry

Great service

4
Very clear user interface. FAQ's are very helpful too. Reviewed on: 20th February 2023
Ethan Levy 's avatar
Ethan Levy

A great product

5
It allows you to save easily in many ways over a variety of periods. You can easily give notice and with draw funds and also top up your funds quickly too. They even remind you when your notice period is up, just in case you forget. It's a brilliant product. Reviewed on: 20th February 2023
Doreen Bloomfield's avatar
Doreen Bloomfield

Super easy and efficient

5
Love the different pots/spaces, all clear and really easy to transfer. Plus great interest rate! Reviewed on: 20th February 2023
Glasgowgirlsgs's avatar
Glasgowgirlsgs

Great service

5
Amazing rates, easy access, reliable, with a simple app to view accounts. Reviewed on: 20th February 2023
Lynda's avatar
Lynda

Brilliant way of saving extra money.

4
Brilliant way of saving money for those unexpected expenses or special occasions. A seperate savings account that allows you to save money securely and easily accessible with the addition of boosting your saving pots. Clear informative information of interest rates sent via easy email communications. With an optional direct debit to top up savings from bank account an easy way to save and not notice a small amount being saved each month for future use. Reviewed on: 20th February 2023
amelia.blake@hotmail.co.uk's avatar
[email protected]

Simple, effective and online access anytime

4
Easy and simple to set up, to use and access. A good rate of return compared to banks and building societies. Zopa keeps me regularly informed of my account. Reviewed on: 20th February 2023
Pete Barnes's avatar
Pete Barnes

Zopa review

5
Excellent rates and very easy app to use/transfer money Reviewed on: 20th February 2023
Mali Harrison's avatar
Mali Harrison

Top Performance

5
A good rate with instant access and an excellent app. Help me make the most of my spare cash. Reviewed on: 20th February 2023
Simon P's avatar
Simon P

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