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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy to save, higher rates

Great app - very easy to use and several different options based on circumstances. Best interest rates on the market. Have recommended to friends and family. Reviewed on: 20th February 2023

Easy way to save.

Very easy way to save and keep a check on your money. Reviewed on: 20th February 2023

Great savinvgs rates

Easy to use app, great savings rates.. Great company. Reviewed on: 20th February 2023

It makes it easy to save

I transferred to Zopa a few months ago and wish I'd done it sooner. I love how easy it is to have different saving pots with varying levels of interest/notice periods. Reviewed on: 20th February 2023

Easy - good value

Zopa is a very easy way to get a decent savings rate. Reviewed on: 20th February 2023

Excellent app

Very clear app. Feel safe with transactions . Reviewed on: 20th February 2023

Great rates,easy to use

Great savings rates, easy to use and mange your funds via the app. Reviewed on: 20th February 2023

Easy savings managemet

The ease at which the app can be used to manage my savings, is what I like best. Reviewed on: 20th February 2023

Flexible, Quick access, Good rates

The rates are one of the highest I've seen, locking money away for 7, 31 or 95 days will give you higher rates, so you cannot touch it. I tend to use the 95 day option for longer savings I don't need to touch. The app interfaces with my Bank account seamlessly and quickly (money is transferred within 30 minutes). Reviewed on: 20th February 2023

super

easy to use! anytime anywhere, it is very convenient! Reviewed on: 20th February 2023

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