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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Perfect for struggling savers

I’ve now had 3 of my friends open Zopa smartsavers since telling them about it. It’s a great way to save, especially for those of us who lack a little discipline. The interest rates frequently increase as the product takes off. Customer service are always helpful and friendly and quick to respond. Won’t hesitate to continue recommending Reviewed on: 20th February 2023

Zopa has great saving products

Zopa’s interest rates are extremely competitive. Smart saver with the added bonus of the ability to transfer money into different savings pots with higher interest rates is a great idea. The App is also a breeze to us. I highly recommend Zopa! Reviewed on: 20th February 2023

Fantastic company

Zopa have a site that is easy to use. Their communication is superb Reviewed on: 20th February 2023

Competitive rates and easy to use app

App is easy to use and money invariably has moved well within the cited 2 hours. I haven’t tried this yet but it appears that you are not able to schedule a partial withdrawal from a booster pot. My current account doesn’t pay interest so having timely transfers available allows me to keep a nominal amount in my current account and actually receive interest on my money. Reviewed on: 20th February 2023

Zopa Smartsaver

Really pleased - very easy to use and good options on interest rates depending on how much notice you want to give. I can see all my savings pots in one place which is really helpful. Reviewed on: 20th February 2023

Great easy app

Great easy app, not too many passwords of memorable words Reviewed on: 20th February 2023

The best

So easy to use the app and move money. I have already recommended it to friends & family. Great rates of interest. Reviewed on: 20th February 2023

Fantastic savings account

So easy to download transfer znd watch the interest build up Reviewed on: 20th February 2023

Quick and easy to set up

Simple, uncluttered app. Very easy to set up and navigate. Easy to add and withdraw money. Communication by text and email is clear and concise. From a very happy customer! Reviewed on: 20th February 2023

Straight forward app

Great saving rates ,easy to use app, well informed when you move money, the nominated account makes it safe and secure. Reviewed on: 20th February 2023

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