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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great savings account

5
Works very well as you have to wait to take out money so you really think about what you spend. The app is really well set out and clear and the company sends many informative and helpful emails. Reviewed on: 20th February 2023

Great banking app

5
Easy to use banking app and great products. Would highly recommend! Reviewed on: 20th February 2023

Brilliant savings account

5
I heard about Zopa through family and was really pleased to finally have a safe place where I can keep my savings and earn a good amount of interest on it. I’ve got the app downloaded and it’s very quick and easy to access your pot. Reviewed on: 20th February 2023

Great savings account

5
Really easy to use and create different saving pots plus a good interest rate Reviewed on: 20th February 2023

The Perfect Saver

5
incredibly convenient, brilliant rates, 10000% recommend, absolutely perfect saver. Reviewed on: 20th February 2023

Great Savings Account

5
Great account, love the fact that you can have different pots of money earning different rates of interest. Reviewed on: 20th February 2023

Easy and Efficient

5
Setting up the account was easy and the interest rates are good. Transferring money in and out of my account has been stress free. Reviewed on: 20th February 2023

Friendly and Professional

5
All my dealings with Zopa have been friendly and professioinal and queries I had have been handled courtiously and quick, no hanging about waiting. Reviewed on: 20th February 2023

Zopa savings

5
Zopa is an easy to use App and pays a good rate of interest. Reviewed on: 20th February 2023

Easy App

5
Easy to set up and use, to transfer money into various savings accounts, highly recommended. Reviewed on: 20th February 2023

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