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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great app, great interest rate

App is easy to use and helpful. Market leading interest rate adds to the attraction Reviewed on: 20th February 2023

Fantastic

I'm so pleased how easy it it to save with smart savers , they are locked away so you can't not dip into them , I no they are there , but I don't miss the money I'm putting into them, Reviewed on: 20th February 2023

Very easy to use and great interest

The app is easy to use and the ability to boost pots is a great way to earn higher interest while locking away some money for future use. Reviewed on: 20th February 2023

Innovative but intuitive

Really clever product. Great rates even for simple savings accounts, but the ability to boost them by locking them away for various periods allows for loads of flexibility and more opportunities to maximise savings. Reviewed on: 20th February 2023

Excellent savings vehiclr

Very pleased to be able to access this Smart Saver savings account by Zopa. Reviewed on: 20th February 2023

Amazing bank and service

Passed on interest rates given to customers when Bank of England increase rates. Some banks haven’t done this Reviewed on: 20th February 2023

Great rates

Easy acces easy to use and good rates Reviewed on: 20th February 2023

Great savings account

Very easy to set up and a great encouragement to save with a good returns on your money. Reviewed on: 20th February 2023

So Easy!!

I set up a Smart Saver account & cannot believe how easy it was! Easy to set up, easy to understand, easy to transfer money, easy to earn interest!! Easy. I have recommended to friends and family Reviewed on: 20th February 2023

Flexible, easy online savings

I was looking for good short term savings that gives a great rate but has flexibility to withdraw, Zopa s so easy to use with instant and secure access to my savings Reviewed on: 20th February 2023

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