Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Perfect

It’s such an easy way to save with amazing interest rates Reviewed on: 20th February 2023

Great bank!

Great saving bank! Recommended to friends! Reviewed on: 20th February 2023

Friendly & Smart Account

Great UI, easy to use and a reliable place to store my finances. I'm very happy with the service. Reviewed on: 20th February 2023

Easy to open and access

Straight forward process and great interest rates Reviewed on: 20th February 2023

Flexible and high rates

Great savings rates, options to lock in money for a higher rate and they also put the rate up when the Bank of England do! Reviewed on: 20th February 2023

One place for multiple ways to save

I read about Zopa from Moneysavingexpert. It was easy to install the app and create an account. So easy to set up different pots of money within the app. I also found it easy to give notice when I needed to withdraw savings from the boost accounts with a higher rate of interest. Reviewed on: 20th February 2023

Great savings accounts

Very easy to open an account and to use the app, good interest rate for my savings account Reviewed on: 20th February 2023

Great rate and simple to use

Great rates, flexible and simple to use Reviewed on: 20th February 2023

Easy to use

It's easy to move your money around and increase or decrease the time it is locked away for to get better interest rates Reviewed on: 20th February 2023

Easy

The ease of use of the app is great. So intuitive. The addition of booster savings pots is fab. Total control at my fingertips. The notifications when deposits arrive and boosted pots mature is great. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Mansfield Building Society 4.75 from 1580 reviews
Regular Saver
from HSBC 3.49 from 27 reviews
Savings app
from Spring Savings 4.11 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub