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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Straightforward & good interest

Easy to set up and use the app with a range of savings options and good interest rates. Reviewed on: 20th February 2023

Always one of the first banks to increase savers rates

Offers different levels of choices for savers with reasonable access times Reviewed on: 20th February 2023

Great savings acccount

Easy to use and would highly recommend Reviewed on: 20th February 2023

Clear and Easy

Really easy to set up, very clear and straightforward to use. Best interest rates out there at the moment. Reviewed on: 20th February 2023

Excellent

Great company to deal with excellent customer service Reviewed on: 20th February 2023

Smart saver account

super easy-to-use app and very clean design and product features Reviewed on: 20th February 2023

Great place to stash savings

Easy to open an account, good interest rates offered, no faff moving money around. Highly recommended. Reviewed on: 20th February 2023

Very happy with the app.

Easy to use and money transferred quickly. Reviewed on: 20th February 2023

Easy to setup in app takes minutes

Quick, easy and efficient service from end to end. Also love boosted pot’s functionality Reviewed on: 20th February 2023

Helpful and easy

Been with them for a couple of weeks and is absolutely amazing Reviewed on: 20th February 2023

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