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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Best & easy to use saving account

Easier than other similar products to deposit and withdraw money with the added benefit of being able to boost your money within the same account which isn't offered by other providers. I've also found ZOPA has been quicker than other providers in updating their rate when the bank of England have raised interest rates which I appreciate and would move to other providers if they didn't do this Reviewed on: 20th February 2023

Great, simple to use and rewarding.

The app is ridiculously simple, and the day to day savings interest are up there with the best on the market. Would recommend to everyone! Reviewed on: 20th February 2023

fantastic product

easy to use and very competitive rates Reviewed on: 20th February 2023

Excellent

Really good, great rates, simple interface. Reviewed on: 20th February 2023

Easy to use App and very competitive interest rates

This is an entirely App based account. Everything was done via the App from registering for the account which was fairly straightforward to operating the account. Very competitive rates of interest compared to my high street bank and so I have recommended this App and account to various family members who have all signed up for it too. Reviewed on: 20th February 2023

Just the easiest way to save I've found in a long time

So easy to use via the app … but equally you can download 'proper' statements whenever you need to. All that, coupled with a decent savings interest rate (rare at the moment!) makes it a no-brainer. Reviewed on: 20th February 2023

Easy!

Easy to use! Great savings interest goes on monthly Reviewed on: 20th February 2023

Just what I want out of a finance company!

I love Zopa. I use the app all the time, it's easy to use and it has all of your loans and savings info to hand, you don't need to scrape about looking for it. I highly recommend Zopa. Reviewed on: 20th February 2023

Easy to use

The app is simple and easy to use. Reviewed on: 20th February 2023

Great service

Really great service, different options for savings with great rates, easy to use app Reviewed on: 20th February 2023

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