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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

No hassle, clear info

It was simple to set up an account and get things started with simple and clear info on interest rates limitations and rules on different account types Reviewed on: 21st February 2023

Easy to use account with good rates

The Zopa smart saver account is an easy to use account with decent interest rates. I use to park sums of cash every now and then for safekeeping / somewhere to place money I can't touch. Have been very satisfied with it. Reviewed on: 21st February 2023

Super account!

Opened super quick over the app for myself and then my partner did the same. This is the easiest and quickest account I’ve ever opened… and then it’s super user friendly too. Couldn’t be happier! Reviewed on: 21st February 2023

Easy to use and great addition of different pots allowing for varied savings

The application and sign on process is very easy and secure. The use of additional saving pots means I can spread my savings across different account with higher rates of interest bases on how frequently I need to access my savings. Reviewed on: 21st February 2023

So easy to use

Quick to a wet up, easy to manage, clear app. Great all round Reviewed on: 21st February 2023

Easy to access

Easy to access, easy to navigate, easy to transfer. Couldn't fault it Reviewed on: 21st February 2023

Best savings account

I found it to be extremely easy and efficient to use and great interest rates for savings. Reviewed on: 21st February 2023

Market leading rates and so quick

Simple and fast with choice of accounts and more Reviewed on: 20th February 2023

Quality Product

A quality product which is great for the casual saver. I’ve managed to use it & save several hundreds of pounds which will grow into thousands. You have the option of having a higher interest rate with a 30 day period to access the money. Alternatively, you can use the easy access for a lower interest rate and access the money immediately. Both good options depending on your wants & needs. I would recommend using Zopa smart saver! Reviewed on: 20th February 2023

Easy to use app - great communication

Great app, simple to use and clear access to savings - great interest too. Reviewed on: 20th February 2023

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