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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Review

Great app, responsive etc. Products attractive with competitive rates. Reviewed on: 21st February 2023

Fantastic place for your savings!!

Really simple to set up. Easy to use app. And the interest rates are quite simply unbeatable. I would highly recommend Zopa to anyone looking for somewhere beneficial and convenient for their savings to live :) Reviewed on: 21st February 2023

Great service

Great, easy to save and great rates! Would certainly recommend Reviewed on: 21st February 2023

Fantastic Savings Account

The account is simple and easy to save, and separating the money into pots is very helpful. Also, being able to lock amounts of money for higher interest rates is a great initiative to save! Fantastic overall Reviewed on: 21st February 2023

So easy to set up and competitive interest rates

In less than a day I had my account set up and savings transferred. Its so easy and the fact that they always proactively updated interest rates with the BOE base rate is excellent Reviewed on: 21st February 2023

Smart Saver and fix term saver

I am using Zopa for roughly 6 months now and can really recommend it! It is straight forward and very fast and provides good interest rates. Reviewed on: 21st February 2023

Easy and efficient

Easy to setup and use and no waiting in a branch Reviewed on: 21st February 2023

Great service easy to use

Easy to use app & good interest rates Reviewed on: 21st February 2023

Amazingly easy to save

The Zopa app is so easy to use and it makes saving each month a breeze. With different rates based on when you are able to access them, you can easily choose the best option that suits your needs. Reviewed on: 21st February 2023

Easy saving

I am new to Zopa but have found them very easy to use. I like the flexibility of being able to change your savings to a different account and get higher interest. Reviewed on: 21st February 2023

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