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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

great people

very easy and reliable to use and get you way around your money Reviewed on: 21st February 2023

So easy to use and brilliant savings

No hassle while setting up account and app works brilliantly so easy to use with great benefits Reviewed on: 21st February 2023

Easy to use, great rates

I found it easy to set up my account and move money in and out. I especially like the option to boost the savings rate by setting a different notice period. Reviewed on: 21st February 2023

Quality savings account

Well run and good interest rates Reviewed on: 21st February 2023

Amazing!

Love Zopa! An easy to use app with great interest rates that are some of the best I’ve seen around. Would fully recommend. Reviewed on: 21st February 2023

Easy to use

A very simple and uncomplicated way to save with great flexibility Reviewed on: 21st February 2023

Good interest rate on easy access

Good to see a bank offering decent interest rates on easy access savings. A little goes a long way in a cost of living crisis Reviewed on: 21st February 2023

Easy t use account

Great account, easy to use and good rate of interest Reviewed on: 21st February 2023

Superb Service!

The Zopa Smart saver is very straight-forward to open, offers a highly competitive rate and even offers custom lock-ins are higher rates. Everything is at the convenience of an app. All round great product! Reviewed on: 21st February 2023

Excellent!

The Zopa app is clear and easy to use, and informative, too. Plus the interest rate is very competitive for instant access accounts. Reviewed on: 21st February 2023

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