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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Smart saver

Fantastic way to save for those special occasions or treats. Reviewed on: 20th February 2023

Wicked interest

This is the best paid interest account i have Reviewed on: 20th February 2023

Much more effective than I imagined

This service I began to use as an easy smart saver. The APR interest increased more than I expected and the app is extremely easy to use. I wish I signed up earlier Reviewed on: 20th February 2023

Great rate - easy to use

Really impressed by Zopa. The rate on the account is either market leading or with so little difference it doesn't matter. Crediting and debiting the account is so easy and I am nearly 72. Reviewed on: 20th February 2023

Quick and easy

Quick and easy set up. Interest rates could be better Reviewed on: 20th February 2023

Great Service

Easy to set up and easy to operate. Reviewed on: 20th February 2023

Easy to open account - great app

Opened the account 2 months ago. Process easy. App great. Couldn't be happier with customer service Reviewed on: 20th February 2023

ZOPA banking

It was very easy to set up an account with the Zopa app and very rewarding to see interest payments added on a monthly basis and keeping pace with Bank of England rates. I would recommend this bank to anyone who would like to receive a safe and rewarding return on their savings. Reviewed on: 20th February 2023

Money is locked away

As someone who finds it hard to save, dipping in to what ever I put away. having an account that has a good interest rate and that I can’t just take money out of. Is a godsend. Reviewed on: 20th February 2023

Easy to open, easy to use, great rates

Opening online was a doddle, managing the account via the app is easy. Great interest rates to boot! Reviewed on: 20th February 2023

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