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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

98% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Amazing

Such amazing interest rates and my money feels safe! Reviewed on: 21st February 2023

Love it

Love Zopa saver .it’s easy to set up and every month on my chosen day the money from my account goes into my Zopa .it’s as easy to withdraw with a click of a button .no phone calling no messing around with accounts ect .it’s just perfect for me . Reviewed on: 21st February 2023

Good rates, easy to use app

Zopa normally passes on the interest rates to it's customers much quicker than other companies. The app is easy to use. Reviewed on: 21st February 2023

Saving

If you want to try and start saving Zopa, is the best way forward to reach your goal… Reviewed on: 21st February 2023

Easy way to manage savings

Great app to set up several dedicated savings pots and ready to transfer money in, out and between. Reviewed on: 21st February 2023

Still happy with the service

Happy to recommend it for others… Reviewed on: 21st February 2023

Excellent online bank

Had no issues using the online bank would definitely recommend to all my friends and family. Reviewed on: 21st February 2023

Excellent

Never had a problem with this bank and customer service is excellent ***** Reviewed on: 21st February 2023

Awesome saving accounts

So easy to set up your savings accounts. Can have multiple saving pots for your individual saving goals with different interest rates if you can lock away your savings Reviewed on: 21st February 2023

Excellent Platform

Straightforward, seamless transfers, best saving rate on my easy access account. Reviewed on: 21st February 2023

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