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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Super easy and efficient

Love the different pots/spaces, all clear and really easy to transfer. Plus great interest rate! Reviewed on: 20th February 2023

Great service

Amazing rates, easy access, reliable, with a simple app to view accounts. Reviewed on: 20th February 2023

Brilliant way of saving extra money.

Brilliant way of saving money for those unexpected expenses or special occasions. A seperate savings account that allows you to save money securely and easily accessible with the addition of boosting your saving pots. Clear informative information of interest rates sent via easy email communications. With an optional direct debit to top up savings from bank account an easy way to save and not notice a small amount being saved each month for future use. Reviewed on: 20th February 2023

Simple, effective and online access anytime

Easy and simple to set up, to use and access. A good rate of return compared to banks and building societies. Zopa keeps me regularly informed of my account. Reviewed on: 20th February 2023

Zopa review

Excellent rates and very easy app to use/transfer money Reviewed on: 20th February 2023

Top Performance

A good rate with instant access and an excellent app. Help me make the most of my spare cash. Reviewed on: 20th February 2023

So glad I signed up

Zopa recommended by Money Saving Expert and I've been really happy with the ease of use, the savings rate and the App itself. 100% would recommend Reviewed on: 20th February 2023

Easy to use, good rates.

One of the really nice things is the ability to be able to set up different pots with different notice periods to take advantage of higher interest rates very simply. Reviewed on: 20th February 2023

Innovative

Very easy to setup, easy to understand, competitive rates but most importantly innovative ways of managing pots that are most stand out. Reviewed on: 20th February 2023

Smart saver- smart bank

The efficient application and app lead to a very easy to navigate and understand savings page with excellent rates. Attractive tiered savings rates allow an easy way to move money between accounts to maximise savings returns. An excellent addition to the sector. Reviewed on: 20th February 2023

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