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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

98% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Quick and easy high interest rates

Zopa is easy and quick to use with speedy instant access. Good interest rates too. Reviewed on: 21st February 2023

Great bank

I have credit card and a smart saver account with zopa and I'm very pleased with the service and app they provide..Excellent thank you. Reviewed on: 21st February 2023

Simple and easy

Would recommend their various savings products, especially the smart saver Reviewed on: 21st February 2023

Love Zopa

Quick to set up an account. Great user friendly app. Love the option to create ‘saving pots’ and to boost my savings too by getting higher interest rates for locking down my savings a little longer - great incentives providing flexibility too - genius. Modern banking at it’s best. Reviewed on: 21st February 2023

Best card

Best app best credit card. You can always see your spend Reviewed on: 21st February 2023

Easy and simple way to save

Online set up so easy to do. Great customer service with the downloadable app. Reviewed on: 21st February 2023

Amazing savings account

Very easy to use. Quick and easy to put money in and taking out. Reviewed on: 21st February 2023

Great returns

Been seeing great returns on my savings and as it’s paid monthly you see it more regularly then you can earn interest on that too Reviewed on: 21st February 2023

Easy to appy

Get updates through the app. Easy to use. Reviewed on: 21st February 2023

Top rate and easy to use

This app-only back and account is super easy to open and use. I'm a happy customer. Reviewed on: 21st February 2023

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