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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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0%
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0%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Zopa Smartsaver

5
Really pleased - very easy to use and good options on interest rates depending on how much notice you want to give. I can see all my savings pots in one place which is really helpful. Reviewed on: 20th February 2023

Great easy app

5
Great easy app, not too many passwords of memorable words Reviewed on: 20th February 2023

The best

5
So easy to use the app and move money. I have already recommended it to friends & family. Great rates of interest. Reviewed on: 20th February 2023

Fantastic savings account

5
So easy to download transfer znd watch the interest build up Reviewed on: 20th February 2023

Quick and easy to set up

5
Simple, uncluttered app. Very easy to set up and navigate. Easy to add and withdraw money. Communication by text and email is clear and concise. From a very happy customer! Reviewed on: 20th February 2023

Straight forward app

5
Great saving rates ,easy to use app, well informed when you move money, the nominated account makes it safe and secure. Reviewed on: 20th February 2023

A great product

5
Very easy app to use and great customer service. Reviewed on: 20th February 2023

Brilliant!

5
Really great savings account, love the app too! Reviewed on: 20th February 2023

Great service

4
Very clear user interface. FAQ's are very helpful too. Reviewed on: 20th February 2023

A great product

5
It allows you to save easily in many ways over a variety of periods. You can easily give notice and with draw funds and also top up your funds quickly too. They even remind you when your notice period is up, just in case you forget. It's a brilliant product. Reviewed on: 20th February 2023

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