Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Fantastic

I decided to look for a savings account that would pay more interest than my bank (0.05%). I looked on the Martin Lewis site & after looking at a couple of banks I decided Zopa suited me best. I am able to save towards specific things by transferring money from my main ‘pot’ into an unlimited number of different pots, either with a 31 day notice or more. I keep some money in my main pot for emergencies & the rest I split between my other pots. I set up a standing order to transfer money to my Zopa account & also transfer money when I have some spare. I have found this very easy to build up savings for different things. What I also like is that Zopa let me know when money has went into my account plus when the interest changes, my account interest changes too. It really couldn’t be easier!! Reviewed on: 12th January 2023

Top of the heap

Unlike the others Zopa responds quickly to changes in interest rates. Their rates are very transparent. The app is reliable and simple to use. Reviewed on: 12th January 2023

Good rates

Flexible interest rates, good communication, easy to use app, better interest rates than the high street banks are offering. Reviewed on: 12th January 2023

Best easy access savings provider

Easy to use app, money is transferred to linked account usually within the hour,Savings rates are updated automatically to you money pots. Reviewed on: 12th January 2023

Easy to set up and maintain

Extremely easy to set up and add money to savings, interest rates are great, 10/10 Reviewed on: 12th January 2023

Excellent

So glad I found Zopa, fantastic product and service. Very happy. Reviewed on: 12th January 2023

A consistently great savings product

It's easy to use, seems to aim at being consistently competitive, and has a Fast Cash withdrawal facility. Reviewed on: 12th January 2023

Absolutely brilliant

Got interest within a couple of weeks Reviewed on: 12th January 2023

Excellent interest rates

Very easy to open accounts and to move money Reviewed on: 12th January 2023

Super easy but awesome

Everything about Zopa has been so easy. Very simple to set up initially and so straightforward for all other transactions. Love that I have separate pots for saving towards specific things. Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Fixed term savings account
from Zopa 4.93 from 1785 reviews
Savings
from Bath Building Society 4.71 from 2133 reviews
Savings
from SmartSave 4.77 from 2547 reviews

Want to see more from Zopa?

Current account
from Zopa 5.00 from 2 reviews
Cash ISA
from Zopa 4.95 from 1262 reviews
Personal loan
from Zopa 4.94 from 65249 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub