Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Excellent savings vehiclr

Very pleased to be able to access this Smart Saver savings account by Zopa. Reviewed on: 20th February 2023

Amazing bank and service

Passed on interest rates given to customers when Bank of England increase rates. Some banks haven’t done this Reviewed on: 20th February 2023

Great rates

Easy acces easy to use and good rates Reviewed on: 20th February 2023

Great savings account

Very easy to set up and a great encouragement to save with a good returns on your money. Reviewed on: 20th February 2023

So Easy!!

I set up a Smart Saver account & cannot believe how easy it was! Easy to set up, easy to understand, easy to transfer money, easy to earn interest!! Easy. I have recommended to friends and family Reviewed on: 20th February 2023

Flexible, easy online savings

I was looking for good short term savings that gives a great rate but has flexibility to withdraw, Zopa s so easy to use with instant and secure access to my savings Reviewed on: 20th February 2023

Perfect for struggling savers

I’ve now had 3 of my friends open Zopa smartsavers since telling them about it. It’s a great way to save, especially for those of us who lack a little discipline. The interest rates frequently increase as the product takes off. Customer service are always helpful and friendly and quick to respond. Won’t hesitate to continue recommending Reviewed on: 20th February 2023

Zopa has great saving products

Zopa’s interest rates are extremely competitive. Smart saver with the added bonus of the ability to transfer money into different savings pots with higher interest rates is a great idea. The App is also a breeze to us. I highly recommend Zopa! Reviewed on: 20th February 2023

Fantastic company

Zopa have a site that is easy to use. Their communication is superb Reviewed on: 20th February 2023

Competitive rates and easy to use app

App is easy to use and money invariably has moved well within the cited 2 hours. I haven’t tried this yet but it appears that you are not able to schedule a partial withdrawal from a booster pot. My current account doesn’t pay interest so having timely transfers available allows me to keep a nominal amount in my current account and actually receive interest on my money. Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from OakNorth 4.94 from 750 reviews
Bonus Saving Account
from first direct 4.79 from 53 reviews
Easy access savings
from Vida Bank 0.00 from 0 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub