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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Flexible and high rates

Great savings rates, options to lock in money for a higher rate and they also put the rate up when the Bank of England do! Reviewed on: 20th February 2023

One place for multiple ways to save

I read about Zopa from Moneysavingexpert. It was easy to install the app and create an account. So easy to set up different pots of money within the app. I also found it easy to give notice when I needed to withdraw savings from the boost accounts with a higher rate of interest. Reviewed on: 20th February 2023

Great savings accounts

Very easy to open an account and to use the app, good interest rate for my savings account Reviewed on: 20th February 2023

Great rate and simple to use

Great rates, flexible and simple to use Reviewed on: 20th February 2023

Easy to use

It's easy to move your money around and increase or decrease the time it is locked away for to get better interest rates Reviewed on: 20th February 2023

Easy

The ease of use of the app is great. So intuitive. The addition of booster savings pots is fab. Total control at my fingertips. The notifications when deposits arrive and boosted pots mature is great. Reviewed on: 20th February 2023

Great app, great interest rate

App is easy to use and helpful. Market leading interest rate adds to the attraction Reviewed on: 20th February 2023

Fantastic

I'm so pleased how easy it it to save with smart savers , they are locked away so you can't not dip into them , I no they are there , but I don't miss the money I'm putting into them, Reviewed on: 20th February 2023

Very easy to use and great interest

The app is easy to use and the ability to boost pots is a great way to earn higher interest while locking away some money for future use. Reviewed on: 20th February 2023

Innovative but intuitive

Really clever product. Great rates even for simple savings accounts, but the ability to boost them by locking them away for various periods allows for loads of flexibility and more opportunities to maximise savings. Reviewed on: 20th February 2023

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