Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Jun 2025
57% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7180)

Grast interest rate

5
The app is very easy to use and the interest rate higher than anywhere else. Plus there is a 7 days' notice account with an even better rate. Reviewed on: 12th January 2023

Brilliantly easy to use

5
Intuitive app, very simple to use. Encourages you to save because it’s just a few clicks, no effort, same goes for withdrawals. Great interest rates. I love it and have recommended to friends. Reviewed on: 12th January 2023

So easy to set up

5
Easy to set up and good interest rates. Can’t really ask for more than that in the current climate. Reviewed on: 12th January 2023

Top Saver

5
Smart is the key because it gives various rates depending on how long you are willing to give notice when you need access to your money from instant to 95 days. Reviewed on: 12th January 2023

Super easy, flexible & good rate

5
This was really easy and quick to set up, input funds and manage going forwards. Would definitely recommend! Reviewed on: 12th January 2023

Easy to set up and use and excellent rates

5
Easy to set up and use the accoiunt and the rates at the moment are excellent. Reviewed on: 12th January 2023

So convenient

5
Really easy to use and convenient way to save my money :-) Reviewed on: 12th January 2023

Highly recommend

5
Nothing but great results so far Reviewed on: 12th January 2023

Great product and Easy to set up

5
I was so surprised how easy it was to set up my new savings account that has a great rate and the additional bonus savings pots are such a great idea! Its all so easily managed through the app and the whole process was well explained. Very pleased to have discovered Zopa! Reviewed on: 12th January 2023

Instant access savings at a great rate

5
The ZOPA instant savings account is easy to open on the app, instant access to savings and a great competitive interest rate unbeated for fully accessible savings. Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.94 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products