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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

98% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Quick and Easy to use

Very impressed by how quick the money is to transfer and how easy it is to use as a first time online saver I wished I'd done it years ago. I'm recommending zopa to friends family and colleagues Reviewed on: 22nd February 2023

Zopa are so easy to use.

Zopa website is very easy to navigate. With excellent rates for saving and ease of use. Would highly recommend them. Reviewed on: 22nd February 2023

Quick and convenient

Really good rates, easy to transfer money and would recommend Reviewed on: 22nd February 2023

Very good

Very good keep it up and more people to help Reviewed on: 22nd February 2023

Looking good

Very simple to open an account and transfer money in and out. They are good at communicating. Reviewed on: 21st February 2023

Easy savings acccount

Great for saving for something such as a car or holiday using booster pots. Reviewed on: 21st February 2023

Very fast at converting Base Rates to actual interest rate increases on their savings accounts

Zopa are great at very quickly converting their savings account interest rates when the new base rates have been announced. As such I have benefitted from higher interest sooner and they are my first choice for my savings! Well Done, Zopa! Keep it up. Reviewed on: 21st February 2023

Awesome saving

I regularly save and find it easy to navigate Reviewed on: 21st February 2023

Better than the High Street banks

Simple and easy to use. What's not to like Reviewed on: 21st February 2023

Easy access and great app

No hassle savings account and monthly interest! Reviewed on: 21st February 2023

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