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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

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4.94

Based on 7,180 reviews, last reviewed 17th Nov 2025

100% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great bank and really good customer service and comp... Great bank and really good customer service and competitive rates Reviewed on: 7th September 2025

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (7180)

Grast interest rate

The app is very easy to use and the interest rate higher than anywhere else. Plus there is a 7 days' notice account with an even better rate. Reviewed on: 12th January 2023

Brilliantly easy to use

Intuitive app, very simple to use. Encourages you to save because it’s just a few clicks, no effort, same goes for withdrawals. Great interest rates. I love it and have recommended to friends. Reviewed on: 12th January 2023

So easy to set up

Easy to set up and good interest rates. Can’t really ask for more than that in the current climate. Reviewed on: 12th January 2023

Top Saver

Smart is the key because it gives various rates depending on how long you are willing to give notice when you need access to your money from instant to 95 days. Reviewed on: 12th January 2023

Super easy, flexible & good rate

This was really easy and quick to set up, input funds and manage going forwards. Would definitely recommend! Reviewed on: 12th January 2023

Easy to set up and use and excellent rates

Easy to set up and use the accoiunt and the rates at the moment are excellent. Reviewed on: 12th January 2023

So convenient

Really easy to use and convenient way to save my money :-) Reviewed on: 12th January 2023

Highly recommend

Nothing but great results so far Reviewed on: 12th January 2023

Great product and Easy to set up

I was so surprised how easy it was to set up my new savings account that has a great rate and the additional bonus savings pots are such a great idea! Its all so easily managed through the app and the whole process was well explained. Very pleased to have discovered Zopa! Reviewed on: 12th January 2023

Instant access savings at a great rate

The ZOPA instant savings account is easy to open on the app, instant access to savings and a great competitive interest rate unbeated for fully accessible savings. Reviewed on: 12th January 2023

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