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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Incredibly easy to use

Pulled out money from a rubbish savings account with limited access and low interest. With Zopa I now have full access to my savings and a great interest rate! Reviewed on: 22nd February 2023

Easy and fast

Quick loan decision, manageable repayments, easy account access. Would recommend. Reviewed on: 22nd February 2023

Perfect customer service

No nasty menus to go through when you need help or a question answered Reviewed on: 22nd February 2023

Easy to use

The Zopa Smart Saver has a very easy to use app which explains all the different savings options well, and has very competitive interest rates. Reviewed on: 22nd February 2023

Great and easy to use

Really user friendly and great for monitoring savings Reviewed on: 22nd February 2023

So simple to use

Account was extremely easy to set up. The app is simple to use so you can easily keep track of your savings at any time. When hit with a sudden bill it was so easy to transfer funds from my Zopa account into my bank account and was available to use within 5 minutes. Could not recommend more highly. Reviewed on: 22nd February 2023

Simple quick saving

For no frills saving zopa is really easy to use, gives good rates, allows you to create pots and pays out instantly Reviewed on: 22nd February 2023

Intuitive app with great flexible savings rates

App is super intuitive, you have the ability to xhose the saving rate dependent on your access needs and the individual pots help organise your savings. Would recommend Reviewed on: 22nd February 2023

Outstanding

Brilliant company. Easy to use app . Helps with savings . Reach goals Reviewed on: 22nd February 2023

Zopa review

Easy to open, easy to use, good rates, highly recommend Reviewed on: 22nd February 2023

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