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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Hassle free

5
Great account, would definitely recommend. Reviewed on: 22nd February 2023
M Morton's avatar
M Morton

Game changer

5
I couldn't be happier with Zopa. The app allows me to split my money into different pots which helps me keep track of savings for different goals. I love seeing the interest get paid each month, in only a few months I've earned far more than I ever did in a traditional bank. Reviewed on: 22nd February 2023
Cassandra McKenna's avatar
Cassandra McKenna

Hassle free

5
Setting up the account was the hardest thing to tackle, and it took seconds to do through the simple app. After that adding funds to my account is easy to do. I like the fact that all the information I need is immediately accessible. Reviewed on: 22nd February 2023
Jonathan Stretton's avatar
Jonathan Stretton

good rates & simple website

5
good rates & simple website no more needs to be said! Reviewed on: 22nd February 2023
Dave's avatar
Dave

Savers dream

5
Zopa is so easy to use and to save. Fantastic rates to bring your finances on top I would 100% recommend zopa to any of my friends and family! Reviewed on: 22nd February 2023
abi_larkin1991@hotmail.co.uk's avatar
[email protected]

Great service, Great Application, Great People

5
My experience with Moneybox has been fantastic, everything you need in one place, very clear what your rates etc are and fantastic customer support. Reviewed on: 22nd February 2023
sdc's avatar
sdc

Great service

5
Great interest rates, far superior than high street banks. Reviewed on: 22nd February 2023
Siobhan's avatar
Siobhan

Easy to set up and great rates

5
The account is easy to set up online and offers great rates. Also gives the ability to set up separate pots if savings within the account for different purposes. Reviewed on: 22nd February 2023
Stewart's avatar
Stewart

Reliable and customer-focussed

5
Zopa have been utterly superb for me. Head and shoulders above any high street bank. They seem to value me and my custom. The rates are amazing, the services brilliant and I recommend Zopa all the time! Reviewed on: 22nd February 2023
Mark Askew's avatar
Mark Askew

High interest rate many options.

5
I applied to zopa for a loan.. but then I saw the savers section and so far have £9000 over 4 different pots... all with accessible date if and when I need it.. Linked to my bank so really easy transfers in and out, I've had over £30 in interest so far.. Absolutely brilliant for me and a fantastic way to save. Reviewed on: 22nd February 2023
pauline flintham's avatar
pauline flintham

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