Write a review

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.94 (7180 reviews)

View other Zopa products

4.94

Based on 7,180 reviews, last reviewed 17th Jun 2025

58% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (7180)

Good interest

Good interest rates, easy to use app, easy to set up account. Reviewed on: 12th January 2023

Great savings app

Great savings app each pot can have a set notice period to increase rate and all in one place.easy to sign up and use Reviewed on: 12th January 2023

Easy to open account

Opening an account with Zopa was very straightforward. The interest rates on offer are very competitive and the smart saver account allows you control over how you manage your savings to suit your lifestyle by enabling you to move funds to a selection of different 'pots' that offer a slightly higher interest. Such a great idea! Reviewed on: 12th January 2023

Innovative

The Smart Saver is a truly innovative product, allowing you to create boosted pots to gain extra interest for tying up your money for various time periods. The app is very slick and the comms from the app are excellent, keeping you up to date with money movements in and out. Reviewed on: 12th January 2023

User friendly

I’m not very good with IT but I have found this banking app easy to install and use. The rate of interest is competitive and communicating is easy. Reviewed on: 12th January 2023

Excellent way to save

I have chosen the 31 day notice account, best decision I've made in a while, money goes in and I don't think about it, I also see my monthly interest. Reviewed on: 12th January 2023

Great easy savings

Easy to setup and easy to transfer along with multiple options for notice savers. Reviewed on: 12th January 2023

Great interest rate

I've found the Zopa app really easy to use and love the great interest rate I get on my savings. Reviewed on: 12th January 2023

Straightforward experience

Had been nervous of an online only bank I'd not heard of but has been very straightforward at every stage. The only thing to be aware of is that payments in can only be made from the linked account. Reviewed on: 12th January 2023

Love it and recommended

I think this is a great savings app, really good rates, easy to pay in and out and move your funds within the Smart Saver. I've recommended to others as I think it is so good. Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

e-Saver Account
from Principality Building Society 4.74 from 7 reviews
Fixed Rate Savings
from Virgin Money 4.26 from 60 reviews
Savings
from The Cumberland 5.00 from 17 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.94 from 1262 reviews
Personal loan
from Zopa 4.94 from 65247 reviews
Fixed term savings account
from Zopa 4.93 from 1784 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub