Smart Money People Logo

Zopa: Smart Saver reviews

4.94
Based on 7,180 reviews, last reviewed 17th Jun 2025
71% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such an easy app, a great way to save money Such an easy app, a great way to save money Reviewed on: 17th June 2025
Rebecca's avatar
Rebecca

Latest lowest rating:

1

Customer service are total time wasters who can bare... Customer service are total time wasters who can barely speak English Reviewed on: 20th November 2024
christine f's avatar
christine f

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Smart Saver reviews (7180)

Saving made easy

5
Moving money to my savings account is so easy and watching my monthly interest arrive and boost my savings is great. Reviewed on: 12th January 2023

Easy to set up and competitive rates

5
I am very pleased with my zopa account which was very easy to set up and offers competitive rates. Reviewed on: 12th January 2023

Competitive rates and user friendly

5
It is very easy to both join and use Zopa. It is all on an app on my phone and I find it stress free and very clear to use and understand Reviewed on: 12th January 2023

Disappointed

1
Very pleased with the account to begin with but then a payment went into the wrong pot through no fault of my own. Zopa refused to move the money to the correct pot. Reviewed on: 12th January 2023

Amazingly effective

5
Really well designed app, great user experience and competitive interest rates. The ability to boost pots for notice is brilliant. Reviewed on: 12th January 2023

Winner Winner Chicken Dinner

5
Great savings account - show me the money Reviewed on: 12th January 2023

Simple, accessible, user friendly

5
Vety easy to use and great intrest rates to match Reviewed on: 12th January 2023

Great interest rate

4
Great rates but would prefer online use rather than just an app Reviewed on: 12th January 2023

Amazing

5
Being a student with some savings, this app literally saved my bad spending habits, I can schedule the release of my funds and get more money at the same time. They are reliable, the app works perfectly. Thank you so much§ Reviewed on: 12th January 2023

Excellent rates, early response to interest rate rises

5
Very happy with this provider, very easy to use app. Reviewed on: 12th January 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1262 reviews
    Zopa
  • Personal loan

    from Zopa 4.94 from 65247 reviews
    Zopa
  • Fixed term savings account

    from Zopa 4.93 from 1784 reviews
    Zopa
    View all products