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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

So easy to set up and competitive interest rates

In less than a day I had my account set up and savings transferred. Its so easy and the fact that they always proactively updated interest rates with the BOE base rate is excellent Reviewed on: 21st February 2023

Smart Saver and fix term saver

I am using Zopa for roughly 6 months now and can really recommend it! It is straight forward and very fast and provides good interest rates. Reviewed on: 21st February 2023

Easy and efficient

Easy to setup and use and no waiting in a branch Reviewed on: 21st February 2023

Great service easy to use

Easy to use app & good interest rates Reviewed on: 21st February 2023

Amazingly easy to save

The Zopa app is so easy to use and it makes saving each month a breeze. With different rates based on when you are able to access them, you can easily choose the best option that suits your needs. Reviewed on: 21st February 2023

Easy saving

I am new to Zopa but have found them very easy to use. I like the flexibility of being able to change your savings to a different account and get higher interest. Reviewed on: 21st February 2023

No hassle, clear info

It was simple to set up an account and get things started with simple and clear info on interest rates limitations and rules on different account types Reviewed on: 21st February 2023

Easy to use account with good rates

The Zopa smart saver account is an easy to use account with decent interest rates. I use to park sums of cash every now and then for safekeeping / somewhere to place money I can't touch. Have been very satisfied with it. Reviewed on: 21st February 2023

Super account!

Opened super quick over the app for myself and then my partner did the same. This is the easiest and quickest account I’ve ever opened… and then it’s super user friendly too. Couldn’t be happier! Reviewed on: 21st February 2023

Easy to use and great addition of different pots allowing for varied savings

The application and sign on process is very easy and secure. The use of additional saving pots means I can spread my savings across different account with higher rates of interest bases on how frequently I need to access my savings. Reviewed on: 21st February 2023

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