Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Intuitive savings app

Great rates, easy to move money between pots and perfectly manage my savings. I love being able to lock money away and earn better interest Reviewed on: 24th February 2023

SImple to use

Great interest rate and very easy to manage through app Reviewed on: 24th February 2023

Absolutely Terrible

Started out good but then first payment was rejected as was not from a verified bank account they know. This is stupid you should be able to pay from any account regards to if it’s been verified. Closed straightaway I think I’ll stick to a traditional account that is normal!! Reviewed on: 24th February 2023

Brilliant and easy

Using the card and savings is easy, always kept up to date, app is super easy to use and never had a problem. Reviewed on: 24th February 2023

Very easy and helpful

Zopa give great savings rates, provide the ability to lock away your savings if you’re like me and tend to dip into them which really helps keep them in! You can also have different pots which is super useful when you’re budgeting for different things. Easy to use app and bank transfers. Reviewed on: 24th February 2023

Fantastic savings account

Easy to use, great to save money, plenty of options with multiple accounts Reviewed on: 24th February 2023

Excellent

Very good service absolutely amazing staff and understanding reliability would recommend Reviewed on: 23rd February 2023

Easy to use and simple set up

I find Zopa's online banking very easy to use and like that the statement can be accessed and downloaded simply and is updated instantly. Upon contacting Zopa I have received quick replies to my query and was resolved efficiently. The process to set up the account was straightforward and was completed quickly. Reviewed on: 23rd February 2023

Best rates and intuitive interphase

Love this app. Easy deposits and great rates that follow the BoE well. Reviewed on: 23rd February 2023

Straight forward

It has been so simple and the app is easy. No bother at all. Reviewed on: 23rd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Children's savings accounts
from Nottingham Building Society 4.06 from 1 reviews
Savings
from Smart Money Cymru Community Bank 4.49 from 52 reviews
Online Saver Plus
from Triodos Bank 4.82 from 553 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub