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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Easy way to manage savings

5
Great app to set up several dedicated savings pots and ready to transfer money in, out and between. Reviewed on: 21st February 2023

Still happy with the service

5
Happy to recommend it for others… Reviewed on: 21st February 2023

Excellent online bank

5
Had no issues using the online bank would definitely recommend to all my friends and family. Reviewed on: 21st February 2023

Excellent

5
Never had a problem with this bank and customer service is excellent ***** Reviewed on: 21st February 2023

Awesome saving accounts

5
So easy to set up your savings accounts. Can have multiple saving pots for your individual saving goals with different interest rates if you can lock away your savings Reviewed on: 21st February 2023

Excellent Platform

5
Straightforward, seamless transfers, best saving rate on my easy access account. Reviewed on: 21st February 2023

great people

5
very easy and reliable to use and get you way around your money Reviewed on: 21st February 2023

So easy to use and brilliant savings

5
No hassle while setting up account and app works brilliantly so easy to use with great benefits Reviewed on: 21st February 2023

Easy to use, great rates

5
I found it easy to set up my account and move money in and out. I especially like the option to boost the savings rate by setting a different notice period. Reviewed on: 21st February 2023

Quality savings account

5
Well run and good interest rates Reviewed on: 21st February 2023

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