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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Best card

Best app best credit card. You can always see your spend Reviewed on: 21st February 2023

Easy and simple way to save

Online set up so easy to do. Great customer service with the downloadable app. Reviewed on: 21st February 2023

Amazing savings account

Very easy to use. Quick and easy to put money in and taking out. Reviewed on: 21st February 2023

Great returns

Been seeing great returns on my savings and as it’s paid monthly you see it more regularly then you can earn interest on that too Reviewed on: 21st February 2023

Easy to appy

Get updates through the app. Easy to use. Reviewed on: 21st February 2023

Top rate and easy to use

This app-only back and account is super easy to open and use. I'm a happy customer. Reviewed on: 21st February 2023

Amazing

Such amazing interest rates and my money feels safe! Reviewed on: 21st February 2023

Love it

Love Zopa saver .it’s easy to set up and every month on my chosen day the money from my account goes into my Zopa .it’s as easy to withdraw with a click of a button .no phone calling no messing around with accounts ect .it’s just perfect for me . Reviewed on: 21st February 2023

Good rates, easy to use app

Zopa normally passes on the interest rates to it's customers much quicker than other companies. The app is easy to use. Reviewed on: 21st February 2023

Saving

If you want to try and start saving Zopa, is the best way forward to reach your goal… Reviewed on: 21st February 2023

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