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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Keep me informed and great products

Zopa make it easy to do banking. They keep you informed and have lots of helpful tips and advice. They have great savings products that are easy to understand. There’s no hidden terms everything’s transparent. Reviewed on: 21st February 2023

Happy

Simple to use on app with no fuss & good interest rates Reviewed on: 21st February 2023

Easy to use savings app // competitive rates

Decided to try Zopa as a saving account as the main stream banks were offering such poor rates . Easy to use app and competitive rates makes it a winner in my view . Reviewed on: 21st February 2023

Great rates for savers

Easy to use account, fast withdrawals and easy to add money to savings pots. Reviewed on: 21st February 2023

Excellent savings account

We’ve set up a savings account for some big occasions which are happening in 6 years time. It’s easy to transfer to, has a great interest rate and I love seeing my money grow! Reviewed on: 21st February 2023

Amazing

Zopa is amazing in terms of credit card savings and other services Reviewed on: 21st February 2023

Quick and easy high interest rates

Zopa is easy and quick to use with speedy instant access. Good interest rates too. Reviewed on: 21st February 2023

Great bank

I have credit card and a smart saver account with zopa and I'm very pleased with the service and app they provide..Excellent thank you. Reviewed on: 21st February 2023

Simple and easy

Would recommend their various savings products, especially the smart saver Reviewed on: 21st February 2023

Love Zopa

Quick to set up an account. Great user friendly app. Love the option to create ‘saving pots’ and to boost my savings too by getting higher interest rates for locking down my savings a little longer - great incentives providing flexibility too - genius. Modern banking at it’s best. Reviewed on: 21st February 2023

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