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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Helpful saving

Really useful to be able to have different pots and to be able to boost those that don't need to be instantly accessed. Also, interest rates are currently very competitive. Reviewed on: 21st February 2023

Simple, easy to use

Couldn't be simpler and the phone app makes it a breeze to keep up to date with how your savings are growing Reviewed on: 21st February 2023

Saving

Great way for me to save money straight out of my bank building up nicely Reviewed on: 21st February 2023

Great account

Easy to open and easy to manage, encourages you to be better managers of your money by being able to create the separate savings pots for all the different things you want. Stops you dipping into the accounts by having the notice period . Great so far Reviewed on: 21st February 2023

Great place to save!

Easy to use and a simple way to save money! Lots of options to choose how to save money and the interest rates are so much better than the bank! Reviewed on: 21st February 2023

Easy and nice app to use

So easy to set up my savings account online. The app is easy to use and also looks good making the bank feel modern and vibrant. Reviewed on: 21st February 2023

5 star

Excellent account, easy to set up, easy to use, unbeatable interest rate at this time. Cannot recommend highly enough Reviewed on: 21st February 2023

Happy with zopa

I’m happy with zopa, app is easy to use, however I do find they are slightly slow in raising there rates Reviewed on: 21st February 2023

Fantastic

It’s so simple and easy to set up and can see the money your saving with a good interest rate Reviewed on: 21st February 2023

Great banking service

Love Zopa, was so easy to open an account, app is easy to use with very good rates and i love that you can easily open different pots to assist with saving for different things Reviewed on: 21st February 2023

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