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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Looking good

Very simple to open an account and transfer money in and out. They are good at communicating. Reviewed on: 21st February 2023

Easy savings acccount

Great for saving for something such as a car or holiday using booster pots. Reviewed on: 21st February 2023

Very fast at converting Base Rates to actual interest rate increases on their savings accounts

Zopa are great at very quickly converting their savings account interest rates when the new base rates have been announced. As such I have benefitted from higher interest sooner and they are my first choice for my savings! Well Done, Zopa! Keep it up. Reviewed on: 21st February 2023

Awesome saving

I regularly save and find it easy to navigate Reviewed on: 21st February 2023

Better than the High Street banks

Simple and easy to use. What's not to like Reviewed on: 21st February 2023

Easy access and great app

No hassle savings account and monthly interest! Reviewed on: 21st February 2023

Great new banking experience

Easy to sign up, access and operate. Reviewed on: 21st February 2023

Good rates

Easy to set up account and to have individual pots. Makes saving much easier Reviewed on: 21st February 2023

All I could think off

I have a credit builder credit card and its very good Reviewed on: 21st February 2023

Acceptable

Are you deposit your money in the card? It goes onto right away which is a great help Reviewed on: 21st February 2023

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