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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great and easy to use

5
Really user friendly and great for monitoring savings Reviewed on: 22nd February 2023

So simple to use

5
Account was extremely easy to set up. The app is simple to use so you can easily keep track of your savings at any time. When hit with a sudden bill it was so easy to transfer funds from my Zopa account into my bank account and was available to use within 5 minutes. Could not recommend more highly. Reviewed on: 22nd February 2023

Simple quick saving

5
For no frills saving zopa is really easy to use, gives good rates, allows you to create pots and pays out instantly Reviewed on: 22nd February 2023

Intuitive app with great flexible savings rates

5
App is super intuitive, you have the ability to xhose the saving rate dependent on your access needs and the individual pots help organise your savings. Would recommend Reviewed on: 22nd February 2023

Outstanding

5
Brilliant company. Easy to use app . Helps with savings . Reach goals Reviewed on: 22nd February 2023

Zopa review

4
Easy to open, easy to use, good rates, highly recommend Reviewed on: 22nd February 2023

Quick and Easy to use

5
Very impressed by how quick the money is to transfer and how easy it is to use as a first time online saver I wished I'd done it years ago. I'm recommending zopa to friends family and colleagues Reviewed on: 22nd February 2023

Zopa are so easy to use.

5
Zopa website is very easy to navigate. With excellent rates for saving and ease of use. Would highly recommend them. Reviewed on: 22nd February 2023

Quick and convenient

5
Really good rates, easy to transfer money and would recommend Reviewed on: 22nd February 2023

Very good

5
Very good keep it up and more people to help Reviewed on: 22nd February 2023

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