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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Best interest rates

Great rates, east to use app. All very clear Reviewed on: 17th March 2023

Brilliant!

Amazing savings account! Straight forward and clear app to help customise the savings layout to suit your own personal needs. Highly recommend. Reviewed on: 17th March 2023

Simple to set up and simple to start saving

Simple to set up and simple to start saving Reviewed on: 17th March 2023

An alternative savings plan that makes sense!

This savings plan offers decent rates, easy to set up and manage. Happy customer! Reviewed on: 17th March 2023

Easy to use and good interest rates

Great simple app, easy to make instant transfers with your main account, and excellent market leading rates. Reviewed on: 17th March 2023

Straightforward and easy to use

Really easy to set up and use, interest rates are good and information is communicated well. Highly recommended Reviewed on: 17th March 2023

Great savings accounts

They have one of the best interest rates and are very easy to use Reviewed on: 17th March 2023

Great rates and easy to set up.

Very intuitive interface and simple to navigate - a good experience so far. Reviewed on: 17th March 2023

The best savings account hands down!!!

The best rate of interest on the market, as well as a brilliant, friendly app - thanks Zopa!! Reviewed on: 17th March 2023

Easy to use & great for savings!

The best savings account I’ve used, great rates & easy to access. Reviewed on: 17th March 2023

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