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Zopa: Smart Saver reviews

4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
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5%
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Smart Saver

4
Easy to setup and best option at the time Reviewed on: 17th March 2023

Smart saver for smart people

5
Nice & easy to use savings account with a number of different options to suit your needs. Reviewed on: 17th March 2023

good rates and overall easy access

4
Good rates and overall easy access Reviewed on: 17th March 2023

Great product; great service!

5
A great interest rate and very easy to open the account. Highly recommended. Reviewed on: 17th March 2023

Easy to manage, Excellent service

5
From the start, Zopa's customer experience via their app, and the management of my money to maximise savings shows how the organisation is thinking about the needs of their customers - this approach is fairly novel, in comparison to some of the more archaic structures and customer experiences that exist at larger institutions. Keep it up Zopa! Reviewed on: 17th March 2023

Zopa savings

5
Like this product as its easy to setup, with good rates and few restrictions Reviewed on: 17th March 2023

From little acorns !

5
I am a pensioner finding life hard at the moment with Electricity and Food costs so just put £3 a week away and forget about it. Reviewed on: 17th March 2023

Open a Zopa Saver Account and App

5
Open a Zopa account was easy and straightforward with simple steps and questions. The app is easy to operate and is designed in a simple way which is easy to follow and use. Reviewed on: 17th March 2023

Easy to open. Good rate.

5
Easy to open, good interest rate. Good options for terms as well Reviewed on: 17th March 2023

Hassle Free Saving

5
Incredible easy to set up and use plus excellent rates Reviewed on: 17th March 2023

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