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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Savers dream

Zopa is so easy to use and to save. Fantastic rates to bring your finances on top I would 100% recommend zopa to any of my friends and family! Reviewed on: 22nd February 2023

Great service, Great Application, Great People

My experience with Moneybox has been fantastic, everything you need in one place, very clear what your rates etc are and fantastic customer support. Reviewed on: 22nd February 2023

Great service

Great interest rates, far superior than high street banks. Reviewed on: 22nd February 2023

Easy to set up and great rates

The account is easy to set up online and offers great rates. Also gives the ability to set up separate pots if savings within the account for different purposes. Reviewed on: 22nd February 2023

Reliable and customer-focussed

Zopa have been utterly superb for me. Head and shoulders above any high street bank. They seem to value me and my custom. The rates are amazing, the services brilliant and I recommend Zopa all the time! Reviewed on: 22nd February 2023

High interest rate many options.

I applied to zopa for a loan.. but then I saw the savers section and so far have £9000 over 4 different pots... all with accessible date if and when I need it.. Linked to my bank so really easy transfers in and out, I've had over £30 in interest so far.. Absolutely brilliant for me and a fantastic way to save. Reviewed on: 22nd February 2023

Incredibly easy to use

Pulled out money from a rubbish savings account with limited access and low interest. With Zopa I now have full access to my savings and a great interest rate! Reviewed on: 22nd February 2023

Easy and fast

Quick loan decision, manageable repayments, easy account access. Would recommend. Reviewed on: 22nd February 2023

Perfect customer service

No nasty menus to go through when you need help or a question answered Reviewed on: 22nd February 2023

Easy to use

The Zopa Smart Saver has a very easy to use app which explains all the different savings options well, and has very competitive interest rates. Reviewed on: 22nd February 2023

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