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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple savings

5
An easy to use savings account with options to add boosted savings pots with excellent interest rates Reviewed on: 23rd February 2023
Susan Bowen's avatar
Susan Bowen

Excellent

5
Excellent savings rates and easy to use app, took no time at all to set up. Would definitely recommend. Reviewed on: 23rd February 2023
Sarah's avatar
Sarah

A HELPING HAND

5
Quick and easy application for a loan when it was needed. Also good backup communication. Reviewed on: 23rd February 2023
Jean Price's avatar
Jean Price

intuitive and effective saving

4
ideally I'd prefer to manage my accounts using a desktop pc however the zopa app is easy to use and navigate. So far too they have been reasonably quick to respond to interest rate changes which is more than I can say for others! Reviewed on: 23rd February 2023
stu's avatar
stu

Super easy to use!

5
As the title says; couldn’t ask for more and always competitive on interest rate Reviewed on: 22nd February 2023
Mx51's avatar
Mx51

Easy to use, great savings account

5
I love Zopa, it’s so easy to create separate pots and save for different things. Great interest rates and easy to use app. Reviewed on: 22nd February 2023
Helen Otton's avatar
Helen Otton

Hassle free

5
Great account, would definitely recommend. Reviewed on: 22nd February 2023
M Morton's avatar
M Morton

Game changer

5
I couldn't be happier with Zopa. The app allows me to split my money into different pots which helps me keep track of savings for different goals. I love seeing the interest get paid each month, in only a few months I've earned far more than I ever did in a traditional bank. Reviewed on: 22nd February 2023
Cassandra McKenna's avatar
Cassandra McKenna

Hassle free

5
Setting up the account was the hardest thing to tackle, and it took seconds to do through the simple app. After that adding funds to my account is easy to do. I like the fact that all the information I need is immediately accessible. Reviewed on: 22nd February 2023
Jonathan Stretton's avatar
Jonathan Stretton

good rates & simple website

5
good rates & simple website no more needs to be said! Reviewed on: 22nd February 2023
Dave's avatar
Dave

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