Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

View other Zopa products

4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8146)

Excellent!

Zopa explain their Smart Saver account so clearly, outlining the benefits of each type of boost on offer and give peace of mind that my savings are in safe hands. Watching the earnings grow is very satisfying and gives my family comfort when those rainy days come along! Reviewed on: 17th March 2023

Flexible & Easy

ZOPA made it so easy for me to sort my savings. They not only offer a competitive AER, but they also enable to organise my savings into separate pots for Emergency Fund, Holiday and New Home Reviewed on: 17th March 2023

Quick to set up - easy to manage - good interest rates

Took less than 48 hours to get started and start moving my money into my Smart Saver. I have several different pots - some instant access, one at 7 days notice and my main saver at 30 days notice. Very easy to manage on the app - very glad to be a member and have already recommended to others Reviewed on: 17th March 2023

Simple saving

Easy to use and efficient. I would recommend them to my family and friends. Reviewed on: 17th March 2023

Great easy access account

Easy application, easy and intuitive app within line support, makes transactions and visibility really easy. Why wouldn't you take an account with higher than the average returns that's so easy to operate. Reviewed on: 17th March 2023

Easy to open with structured and secure saving

Opening the account was really easy but but the star quality is being able to combine easy access with boosted notice pots. Not only does it provide higher interest but also gives done additional security to your money. Reviewed on: 17th March 2023

Efficient and easy

I love how I can split my money into pots with different notice periods, it makes saving for different things so much easier! Reviewed on: 17th March 2023

Excellent savings product

Just opened a zopa savings account and I have found it so easy to use as it is app based Reviewed on: 17th March 2023

So easy and worth it!

Makes a nice change to have a savings product that is easy to set up and manage, with a good rate of return without having to jump through any hoops. Others should learn from this if they want to stay competative. Reviewed on: 17th March 2023

Easy, clear and good rates of interest

It’s been so easy to start making the most of my money! Smooth, quick and uncomplicated with fast transfer times and I love the booster pots option where you can save even more. The flexibility of the account is great as I have the option to be able to access my money easily and squirrel away some for a choice of longer periods ranging from just a few weeks or however long I want. I would recommend this to anyone looking for an easy, hassle free way to save. Reviewed on: 17th March 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Thistle Credit Union 4.76 from 104 reviews
Savings
from Hoot Credit Union 4.21 from 4 reviews
Savings
from Coventry Building Society 4.55 from 129 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub