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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Smart easy app

Easy trustworthy all you need. Amazingly easy to use the app. No need to go to a bank any longer you do it all on the app. Reviewed on: 17th March 2023

Fantastic easy to use app!

I signed up quick and easy via the app, opened my smart saver within a few minutes and am looking forward to receiving my interest monthly so I can see my savings grow and be able to put some aside in a notice account for a higher return, hopefully this review will win be a £1000 to invest. ;-) Reviewed on: 17th March 2023

Great Banking

Currently the best rates available & very easy to use the app & on line Reviewed on: 17th March 2023

Easy yet secure

So easy to open a savings account. Kept updated with offers and information. Reviewed on: 17th March 2023

Straightforward saving

Simple and easy savings with competitive interest rate Reviewed on: 17th March 2023

Quick, easy and secure! Best easy access rates

I’ve put my deposit for my house purchase here knowing that the process is going to take a few months. This has been really easy and helpful being able to access my money, earn interest in the meantime (much higher than the high street bank rates) and have this protected by the FCSC coverage Reviewed on: 17th March 2023

Easy to set up

Easy to set up and use. Great rates Reviewed on: 17th March 2023

It really is Smart!

The Zopa Smart Saver account is pure genius, simple and helps you save without the worry. Fabulous product. Reviewed on: 17th March 2023

Brilliant, easy to use app

Switching to Zopa took 5 minutes from my previous savings account. Excellent interest and very competitive. Reviewed on: 17th March 2023

A smart move to a zupa savings

The process of setting up accounts and transferring from savings pots is so simple Reviewed on: 17th March 2023

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