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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Nice

Seems to work as intended, ive had no issues Reviewed on: 27th February 2023

Great experience with the ZOPA Smart Saver account!

The app is really easy to use. The interest rates are great for an instant access account. I cannot fault my experience with ZOPA. Reviewed on: 27th February 2023

Great interest rates

Competitive interest rates, easy to use app, flexible savings with ability to use multiple different access pots with different rates Reviewed on: 27th February 2023

Easy online set up

Setting up an instant access savings account with decent interest rates was very easy and totally online. Reviewed on: 27th February 2023

So easy to use

Zopa have a fantastic app and help me to save Reviewed on: 27th February 2023

Simple, easy and quick!

Really easy to apply for, and manage, the savings account. Transferring money in and out is dead simple and quick too, plus the interest rate is really competitive. Reviewed on: 26th February 2023

Very easy to use app, speedy transfers

I find Zopa very easy to use and the money is normally transferred pretty quickly Reviewed on: 26th February 2023

Does what it says on the tin

Easy to set up, a decent return on investment and no jargon. Reviewed on: 26th February 2023

Great App

Excellent interface, interest rates and speed of doing stuff. Reviewed on: 26th February 2023

Top Company

Great savings account, easy to operate even for a 65 year old. Reviewed on: 26th February 2023

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