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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

So easy to set up

Recommendation from MSE, very easy and very happy Reviewed on: 17th March 2023

Great account

Easy to use, easy to transfer money. Great rate. Thank you! Reviewed on: 17th March 2023

Great app

Easy to use and a friend opened account as well Reviewed on: 17th March 2023

Easy Peasy

Really good rates in todays climate, easily accessible. Perks for locking away for just a few months. And so easy to set up. Reviewed on: 17th March 2023

best saver

so simple to use fast and handy on the move or in the office. Also the best rates. wins in all categories. Reviewed on: 17th March 2023

The best rates

Zopa have made banking so simple. Setting up an account was straightforward and simple. Their savings rates are simply the best and I like the option to use the savings pots to help me see clearly what money I have. Thank you Zopa! Reviewed on: 17th March 2023

Zopa savings

I’ve had loans with Zopa for years and getting one of there savings accounts was a breeze great company Reviewed on: 17th March 2023

Simple process and great rates

With flexible access in and out, a savings rate in excess of 3% and ease of setting up on line this account is a no brainer Reviewed on: 17th March 2023

Excellent easy process

Setting up and using the account was super easy Reviewed on: 17th March 2023

New savings account

Just opened this account after seeing on Martin Lewis. Really simple download and step by step guide to set up the savings plans including boosted pots Reviewed on: 17th March 2023

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