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Zopa: Smart Saver reviews

View other Zopa products
4.82
Based on 8,146 reviews, last reviewed 7th May 2026
97% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026
I E's avatar
I E

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Great rates, very easy to use

5
I chose Zopa after months of considering the best savings provider for my needs. Zopa offered the ability to have a great instant access rate plus boosted rates for 7, 21 or 3 months notice. The rates were as good as many 1 year fixed accounts. Easy to set up, user friendly interface, makes saving easy and tailored to individual needs. Interest is paid monthly, therefore you are earning interest on your interest earned, unlike providers who only pay out annually. The pots help to distinguish my different savings goals/purposes. Reviewed on: 20th February 2023
SCP's avatar
SCP

Easy to use

5
Great app, easy to use, easy access Reviewed on: 20th February 2023
Hannah Troubridge's avatar
Hannah Troubridge

Smart saver

5
Good interest rates easy to set up and use Reviewed on: 20th February 2023
tony nicholson's avatar
tony nicholson

Amazing

5
Moved my savings here & I love it - pots for everything Reviewed on: 20th February 2023
Jodie's avatar
Jodie

Easy to use

4
App is easy to use. Keep an eye on interest rates, at the time of this review Zopa is not the most competitive. Reviewed on: 20th February 2023
Stephen's avatar
Stephen

Excellent service and app

5
Zopa has excellent customer service and the app is so easy to use Reviewed on: 20th February 2023
Ana's avatar
Ana

Boost!

5
Very straight forward account, I love the idea of being able to boost your savings for a selected period. Nothing hidden very easy to operate. Reviewed on: 20th February 2023
Christine Cambridge's avatar
Christine Cambridge

Quick, easy and with a decent interest rate

5
Seeing up the account was really quick and easy and is very easy to transfer money into the account. The interest rate has been very good, especially when you take into account the ease and convenience. Reviewed on: 20th February 2023
Subhas Pradhan's avatar
Subhas Pradhan

Easy Access Online Banking App

5
Very easy to open and use. Very fast transfers of your money in and out. Cannot fault it. Reviewed on: 20th February 2023
beverleysteels@hotmail.co.uk's avatar
[email protected]

Brilliant account

5
Brilliant account, easy to use and access and great interest rates. Reviewed on: 20th February 2023
Felicity Crump's avatar
Felicity Crump

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