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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple and easy with excellent rate

A totally fuss free way to a good rate on savings with genuine ease of movement of funds (via phone) and really easy accessibility. Reviewed on: 20th February 2023

Easy app to use, great interest rates

Easy app to use, great interest rates Reviewed on: 20th February 2023

Easy, quick and seamless

Great product, easy to use and navigate and all very transparent. Reviewed on: 20th February 2023

Easy and Accessible

The savers are clear, you're told the interest you've made and can split into pots to save for specific goals Reviewed on: 20th February 2023

Easy and rewarding

there are 3 great choices in saving, easy to use, easier to choose. Everything is so well "labelled" I use 3 different accounts for different savings and. Getting my money when I need is quick and easy. I will not use any other savings bank from now on Reviewed on: 20th February 2023

Easy, good banking app

Very easy to use, good interest rates Reviewed on: 20th February 2023

Great

Great customer service, easy to use and very speedy withdrawals! Reviewed on: 20th February 2023

Great experience!

Zopa always provides a competitive rate and have been really quick to react to the changing interest rates. Transfers in and to my account are made extremely quick and always come with confirmation for peace of mind. Their app is really easy to use to manage and track my savings. Reviewed on: 20th February 2023

Great service

Awesome explanation and experience Reviewed on: 20th February 2023

Great product

Super saver is a great product, from an even greater company Reviewed on: 20th February 2023

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