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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

No muss, no fuss

This account was very easy to setup on the app. Rate changes are automatically applied on existing account pots, so we aren't short-changed in the current economic climate. Zopa Rates are also among the best rates in the market today. Good job! Reviewed on: 20th February 2023

Simplicity

Really simple and easy to use, I have already recommended it to friends and family. The interest rate boost was also a big draw in moving my savings Reviewed on: 20th February 2023

Easiest savings ever!

After paying if an IVA and having nothing. Within a year I’ve managed to save regularly with my money tucked away from my everyday banking for temptation Reviewed on: 20th February 2023

Zopa makes it Zimpler!

Zopa makes the whole process of saving very simple. The app is user friendly and clearly indicates the type of accounts offered with different interest rates and withdrawal options. The functionality to move money between pots is clear and the deposit of funds is a lot easier than other similar on-line banks. Reviewed on: 20th February 2023

So easy and accessible

Great product, so easy to use and helps me keep track of my finances Reviewed on: 20th February 2023

Excellent easy account

Easy account and app to understand with great interest rates in comparison to its competitors. Unlimited choice of pots to create for different reasons. Highly recommend Reviewed on: 20th February 2023

Super easy to use!

The account is super easy to set up, and is extremely user friendly. The app is really easy to navigate and to move money around. Definetly would recommend. Reviewed on: 20th February 2023

Easy access good intrest

Encourages me to save. Watch your savings grow Reviewed on: 20th February 2023

Impressive products all round

Impressive products all round, surpassed my expectation. Excellent product, great and easy user friendly app with full control over managing money instantly. Reviewed on: 20th February 2023

So simple and great service

Set up is easy, transfering is easy, rates are competitive, everything is easy, just the way it should be. Reviewed on: 20th February 2023

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