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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

User friendly, accessible, great service

I love using zopa. The app based format makes banking super easy to do. I feel control of my finances and the format of the app is very user friendly. Reviewed on: 20th February 2023

Easy savings accounts!

Super easy to set up, intuitive to manage, clear and transparent Reviewed on: 20th February 2023

Really easy and fast to use

Zopa is great - really competitive interest rates and it is so easy to transfer cash between it and my current account! Highly reccomend Reviewed on: 20th February 2023

Tidy little service

Happy to utilise zopa, no fuss service. Easily opened account on my phone, which is basically all that matters these days, well done :) Reviewed on: 20th February 2023

Good savers

Interest paid monthly which is a plus Reviewed on: 20th February 2023

High interest, easy to use savings account

I set up my savings account after it was recommended by Martin Lewis as it has one of the highest interest rates. I really like that within your savings account you can set up different accounts, and depending on how accessible you need them to be, the interest rate changes - so it's higher for the account that requires the longest notice. It's so easy to use, and is all done via the app and email. Communication is excellent too. I'd recommend this for anyone with any sum to save, small or large. Reviewed on: 20th February 2023

Easy peasy

Really easy to use and creating different pots are so useful! Reviewed on: 20th February 2023

Its so easy to load your pots and have different interest rates

. The smart saver is a good way to lock in your saving but still get to them when you need them . proving you give notice. Reviewed on: 20th February 2023

So easy to save with Zopa!

Zopa is a vey simple way to save. We've set up a separate pot for our daughter and also have our holiday pot so we can top that up when we can. The app is so easy to use and there are other tailored products to explore too. It's perfect for us! Reviewed on: 20th February 2023

Excellent flexibility!

I love my Super Saver account - the different levels of notice on savings pots with a corresponding increase in interest mean I can maximise my savings return within the one account. Excellent product! Reviewed on: 20th February 2023

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