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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Simple and rewarding

Easy to use and operate, flexible savings options Reviewed on: 20th February 2023

Great account

Very happy with the account and app Reviewed on: 20th February 2023

The best savings app out there.

Easy to setup and use. Money moves around instantly. Excellent security and wonderful intuitive app. Reviewed on: 20th February 2023

Great

Great interest rate m, great service Reviewed on: 20th February 2023

Excellent and easy

Great interest rates and really straightforward to open Reviewed on: 20th February 2023

Fats to open, great rates, great innovation (pots)

Great idea that you can easily move money ebtween differernt term "pots" without creating lots of extra accounts. So fast to open - much better than traditional bank offerings Reviewed on: 20th February 2023

So easy

I've already recommended 2 family members after setting up my account through the app. Easily the best savings account I've had. Reviewed on: 20th February 2023

Zopa

A great way to do your banking due to it's ease of use and excellent rates. I recommend this to all my friends Reviewed on: 20th February 2023

Easy to use and flexible periods with bonus saving rates

We've been really happy with Zopa. The ability to move savings into separate pots for different lengths of time with bonus saving rates is really useful and really easy. Deposits and withdrawals are seamless too! Reviewed on: 20th February 2023

Easy to use and reliable

I moved to Smart Saver, it's easy to use, reliable and I would recommend to all my friends. Reviewed on: 20th February 2023

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