Write a review

Go to business site

Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

View other Zopa products

4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

Read all reviews Write a review

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

Review Zopa: Smart Saver now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Smart Saver reviews (8052)

Easy to do business with

Zopa offer great savings products, easy to do business with Reviewed on: 20th February 2023

Savings Account

Easy to use and always been professional and friendly when I've contacted them. Savings Account has the best interest rates. I would recommend Zopa to friends and family Reviewed on: 20th February 2023

New account

Ease in setting up. Good earning. Pleased to have made the decision to open this account. Reviewed on: 20th February 2023

Excellent experience

It's been an excellent experience being with Zopa. It's so easy to manage your money by creating different pots and the app is super user friendly. I would recommend! Reviewed on: 20th February 2023

Great interest rates

The smart saver allows you to control how much interest you earn on your money, even better, the base interest rate is still significantly higher than most high street banks. The app is super easy to use and move money to and from, I would recommend to anyone looking to finally get some interest back on their savings Reviewed on: 20th February 2023

Quick mobile experience

Great rates and a great product offerings Reviewed on: 20th February 2023

Perfect Customer Service

The could not be more experienced, knowledgeable and helpful Reviewed on: 20th February 2023

Great Stuff

I love the flexibility of this product. Reviewed on: 20th February 2023

Brilliant, easy, great interest rates!

Easy to set up banking with an easy to use dedicated App. Reviewed on: 20th February 2023

Great rates, great app

Not only does Zopa offer great interest rates compared with alternative savings products - rates are regularly updated in line with changes in the Bank of England base rate. There is a good choice of accounts with different returns depending on how much notice you are willing to give before making a withdrawal. The app is one of the best that I have ever used - uncluttered and extremely user-friendly. Why would anyone put their savings anywhere else? Reviewed on: 20th February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from 1st Class Credit Union 5.00 from 16 reviews
Personal savings
from Cynergy Bank 4.78 from 175 reviews
Savings
from Hoot Credit Union 5.00 from 4 reviews

Want to see more from Zopa?

Current account
from Zopa 4.94 from 5953 reviews
Cash ISA
from Zopa 4.94 from 1539 reviews
Credit card
from Zopa 4.94 from 43503 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub