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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

User friendly, market leading savings app

I was really pleasantly surprised by how easy and straightforward it was to open a savings account with Zopa. Their app is brilliant, with a really clear, focused design and layout. What I really like about their savings product is the ability to split your savings into different "buckets", earning higher interest rates the longer you lock your funds up for, the 7 day and 31 day options being particularly appealing. Overall it feels like a unique and relevant product compared to what's on offer from other providers, and I would recommend it to other savers. Reviewed on: 20th February 2023

An easy, efficient savings account

I would highly recommend others to use Zopa. Setting up a smart saver is easy and the app itself is very efficient. Reviewed on: 20th February 2023

Excellent Savings Platform!

An excellent, simple savings platform with multiple choices of savings account. Simple to set up, use, and move money! 5 stars! Reviewed on: 20th February 2023

Rapid % rate response

Rate if interest is quickly and competitively reviewed on a regular basis alongside an intuitive and simple interface making it difficult to fault as an easy access savings account Reviewed on: 20th February 2023

Easy to use, great interest

Very easy to set up and use the app. The best interest rate on a saver account I’ve seen. Reviewed on: 20th February 2023

Ok

Ok bank and application to use for savings Reviewed on: 20th February 2023

Great savings rate

Easy to use app and change access time to increase savings Reviewed on: 20th February 2023

Great savings account

Great savings account, made more interest in month with Zopa than I’ve ever made with my other bank accounts. Reviewed on: 20th February 2023

Happy Bunny

I am here to App Banking. ZOPA account was easy to open, pays great rates and the stay in touch. Converted to this style of banking and a very happy customer. Reviewed on: 20th February 2023

Much better interest rates than most banks

I moved some savings over from my student bank account and was so impressed I recommended it to my partner! Reviewed on: 20th February 2023

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