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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

They pass on interest rate to savers not like other companies. Also easy to use and access.

Easy to use. Great company would highly recommend Reviewed on: 20th February 2023

Easy to use & competitive rates

Good rate of interest; covered by government savings protection scheme; no limit or penalty on withdrawals. Easy to use App. Reviewed on: 20th February 2023

Good rates, straightforward setup

Onboarding was straightforward - almost too easy. Savings rates are good. I like the way you can divide your savings into pots and get a better rate for reduced access on a particular pot without changing the whole account. Reviewed on: 20th February 2023

Excellent experience so far.

Very pleased with everything so far after recently opening several accounts, cannot believe how easy the online accounts are to administer Reviewed on: 20th February 2023

Great rates & easy to use

Zopa is a great complimentary service with great market leading rates. It allows you to transfer money from between your main bank and various ‘pots’ that you create with different rates/notice periods. A great way to control your savings. Reviewed on: 20th February 2023

First impression

Only recently opened my account but first impressions are great. Easy to set up, help is offered and easy to access if needed. I contacted to check few security details and was answered promptly by friendly person and questions answered. Reviewed on: 20th February 2023

Easy setup and great rates

Really easy to set up, excellent app and great savings rates. Reviewed on: 20th February 2023

Zopa is great!

It's been so easy to set up and use Zopa with the added bonus of making a good return on my money! Would highly recommend! Reviewed on: 20th February 2023

Good

Zopa is good and offered me a chance to win 1k if I did this review Reviewed on: 20th February 2023

Easy to use app with great transparent products

Zopa is user friendly, with very competitive savings rates. Reviewed on: 20th February 2023

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