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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

An easy to use savings account with great interest rates

SmartSaver by Zoopa is a really easy to use savings account app and, for instant access the savings rates are the best I have found. Reviewed on: 20th February 2023

Savings account

Good, competitive rate of interest Reviewed on: 20th February 2023

Simple easy savings

Great very smooth process. Was able To get saving really quickly Reviewed on: 20th February 2023

Quick, easy and worthwhile

Great savings account- quick to set up, easy to use and great interest rates. Fully recommend :) Reviewed on: 20th February 2023

Best & easy to use saving account

Easier than other similar products to deposit and withdraw money with the added benefit of being able to boost your money within the same account which isn't offered by other providers. I've also found ZOPA has been quicker than other providers in updating their rate when the bank of England have raised interest rates which I appreciate and would move to other providers if they didn't do this Reviewed on: 20th February 2023

Great, simple to use and rewarding.

The app is ridiculously simple, and the day to day savings interest are up there with the best on the market. Would recommend to everyone! Reviewed on: 20th February 2023

fantastic product

easy to use and very competitive rates Reviewed on: 20th February 2023

Excellent

Really good, great rates, simple interface. Reviewed on: 20th February 2023

Easy to use App and very competitive interest rates

This is an entirely App based account. Everything was done via the App from registering for the account which was fairly straightforward to operating the account. Very competitive rates of interest compared to my high street bank and so I have recommended this App and account to various family members who have all signed up for it too. Reviewed on: 20th February 2023

Just the easiest way to save I've found in a long time

So easy to use via the app … but equally you can download 'proper' statements whenever you need to. All that, coupled with a decent savings interest rate (rare at the moment!) makes it a no-brainer. Reviewed on: 20th February 2023

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