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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.82 (8146 reviews)

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4.82

Based on 8,146 reviews, last reviewed 7th May 2026

97% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy, does what is says on the tin and it is possibl... Easy, does what is says on the tin and it is possible to speak to someone if needed. Reviewed on: 7th May 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8146)

Easy!

Easy to use! Great savings interest goes on monthly Reviewed on: 20th February 2023

Just what I want out of a finance company!

I love Zopa. I use the app all the time, it's easy to use and it has all of your loans and savings info to hand, you don't need to scrape about looking for it. I highly recommend Zopa. Reviewed on: 20th February 2023

Easy to use

The app is simple and easy to use. Reviewed on: 20th February 2023

Great service

Really great service, different options for savings with great rates, easy to use app Reviewed on: 20th February 2023

Straightforward & good interest

Easy to set up and use the app with a range of savings options and good interest rates. Reviewed on: 20th February 2023

Always one of the first banks to increase savers rates

Offers different levels of choices for savers with reasonable access times Reviewed on: 20th February 2023

Great savings acccount

Easy to use and would highly recommend Reviewed on: 20th February 2023

Clear and Easy

Really easy to set up, very clear and straightforward to use. Best interest rates out there at the moment. Reviewed on: 20th February 2023

Excellent

Great company to deal with excellent customer service Reviewed on: 20th February 2023

Smart saver account

super easy-to-use app and very clean design and product features Reviewed on: 20th February 2023

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