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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Competitive interest rate

Great interest rate & competitive in Reviewed on: 20th February 2023

Good high premium and easy to use saver

Really easy to use, transferring. Also opportunities to increase you saving interest by loving accounts and giving notice. This helps prevent taking when you don’t need. And a great friendly communicative service. Reviewed on: 20th February 2023

Great interest rates

I love the flexible terms for the different savings accounts Reviewed on: 20th February 2023

Great

Great rates and easy to use on the app Reviewed on: 20th February 2023

Easy intelligent App

Easy to set up and manage my savings using this app based savings account. Reviewed on: 20th February 2023

Very easy to open and good rates available

As above. Easy to navigate and transfer in and out. No problems at all Reviewed on: 20th February 2023

Fast and convenient

Such an easy to use app. Easy to open the account, easy to make transfers in and to move money between “pots”. Good options for access with good interest rates. Reviewed on: 20th February 2023

Saving money is so easy

Easy to use app. for saving money while earning a very good interest rate. Reviewed on: 20th February 2023

Excellent savings account

The Smart Saver account was very simple to set up over the phone and has a competitive interest rate. It is really convenient to manage. Reviewed on: 20th February 2023

Really good

Good, competitive rates and love the app, makes banking enjoyable Reviewed on: 20th February 2023

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