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Zopa: Smart Saver reviews

View other Zopa products
4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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5%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice
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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Simple, effective saving

5
Zopa is a breath of fresh air. Simple to use, clear in delivery and good value saving. What more could you ask? Reviewed on: 20th February 2023
Rob Curry's avatar
Rob Curry

Brilliant savings product

5
This is so easy to use and the rate is very attractive Reviewed on: 20th February 2023
Shona Clark's avatar
Shona Clark

Great saver with boosted pots

5
Zopa always have a competitive interest rate, and being able to split savings across boosted pots for different lengths is really useful. Even the basic instant access rate is among the best in the market. Reviewed on: 20th February 2023
mannypotter@hotmail.com's avatar
[email protected]

Easy to use bank

4
OK interesting rates but other banks offer more competitive rates. Takes 2 hours for money to arrive in account when transferring out which is a bit of a pain. But overall a good banking experience and very easy to use pots Reviewed on: 20th February 2023
Amy Richards 's avatar
Amy Richards

Easy to use

5
Very easy and simple to use , with good rates as well! Reviewed on: 20th February 2023
Wooyoung's avatar
Wooyoung

Great Savings account

5
Using the Zopa app to save money is so easy. It's great that you have the option to lock away money for different things and earn different interests depending on how long you want to lock the money away for. I ahve been recommending this bank to all my friends. Reviewed on: 20th February 2023
Rhiannon Jones's avatar
Rhiannon Jones

Grand!

5
Easy to use and easy to navigate the app. Reviewed on: 20th February 2023
Stacey Pillai's avatar
Stacey Pillai

Realy excellent overall

4
Excellent overall - may not suit everyone's way of working with money but for me it is perfect and allows me to maximise any interest I may have Reviewed on: 20th February 2023
E West's avatar
E West

No frills no fuss savings account

5
Does what it says. Good interest rate, easy to use and not bombarded with spam offers. Reviewed on: 20th February 2023
A user's avatar
A user

Easy to use

5
My savings account was easy to set up and use plus gives a great interest rate! I can dip into it very easily when needed. Reviewed on: 20th February 2023
Rupa Mariyampillai's avatar
Rupa Mariyampillai

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