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Zopa: Smart Saver reviews

4.93
Based on 8,052 reviews, last reviewed 3rd Apr 2026
82100% increase in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
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95%
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0%
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Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026
Susan A's avatar
Susan A

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025
Bernadette Fitzmaurice's avatar
Bernadette Fitzmaurice

About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Great experience

4
Happy about it ,Zopa is a great provider with good interest rates Reviewed on: 20th February 2023

Zopa delivers on savings

5
React quickly to changing rates and always at the top of the tree on competitive savings rates. Excellent. Reviewed on: 20th February 2023

Easy to use and good interest rates

5
Easy to transfer money and good visibility for all my savings pots. Also best interest rate I found with same day access. Reviewed on: 20th February 2023

Love the savings pots

5
Love to have different pots to keep my money, saving is clear and easy Reviewed on: 20th February 2023

Easy to use

5
Easy to set up, easy to use. What’s not to love Reviewed on: 20th February 2023

Amazing product offers

5
Offer some of the best methods of savings of all financial providers. The products offered allow the customer to have a level of control of their savings that is incredibly useful and the different levels of savings provide great assurance for future target goals Reviewed on: 20th February 2023

Brilliant rate and amazingly user friendly

5
Great interest rates which are updated quickly. Super easy to set up. Reviewed on: 20th February 2023

Fabulous customer focused!

5
So easy to open and manage an account with Zopa. Excellent interest rates. Love the online service, easy to navigate Reviewed on: 20th February 2023

Great app

5
Using the app is very straightforward and easy, I’ve never had any problems managing my account and the account has been run very well by Zopa. Reviewed on: 20th February 2023

Easy to use, savings app

5
Love this savings account. The option to save in different pockets for different things and the competitive interest rates make it a perfect account Reviewed on: 20th February 2023

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