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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Zopa savings

Simple to set and operate, flexible a, very fair interest rates for savings Reviewed on: 20th February 2023

Quick and Easy with Zopa

Saw Zopa on Martin Lewis show and a quick easy set up and access to my savings which earns me money. Thank you Zopa Reviewed on: 20th February 2023

Wouldnt go anywhere else

Very easy from start to finish, would recommend to anyone. Reviewed on: 20th February 2023

Easy to use and great interest rates

So easy to use this account. Some of the best interest rates out there too. Love the pot boost option too Reviewed on: 20th February 2023

Easy to manage savings account

Never had an online only account but setting up my savings account with an automated monthly deposit was very easy via the app. Competitive interest rates also Reviewed on: 20th February 2023

Easy to use and good rates of interest

Easy to use and good rates of interest. Reviewed on: 20th February 2023

Great interest rates and easy to use

I trust Zopa to always have competitive interest rates. I find the pots very useful. Reviewed on: 20th February 2023

Quick and easy to use

Zopa is a very convenient way to save money, their app is easy to use and move money around various pots, for the short term saver or longer term growth fund. Reviewed on: 20th February 2023

Great App based savings.

Good interest rates that can be boosted easily and separated for different purposes. Reviewed on: 20th February 2023

Brilliant bank and the app is so easy

So easy to use the app and everything is so easy Reviewed on: 20th February 2023

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