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Zopa: Smart Saver reviews

Name: Smart Saver
Rating: 4.93 (8052 reviews)

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4.93

Based on 8,052 reviews, last reviewed 3rd Apr 2026

82100% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Great variety of products, easy to move things aroun... Great variety of products, easy to move things around in the app. The choice of products and services is great in one place. Reviewed on: 3rd April 2026

Latest lowest rating:

1

Very poor customer service. The financial product is as good as any other financial provider, however, their customer service is appalling. You get cut off or passed from person ... Read more Reviewed on: 17th November 2025

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About this product

Zopa Bank have an instant access savings account called Smart Saver.

Smart Saver can be opened with just £1 and you can split your savings into personalised pots using the Zopa Bank app. You can save up to £250,000 across Smart Savings Hub pots.

Zopa Bank Smart Saver account reviews help you find out what it’s like to be a customer. If you’ve used Zopa Bank before, you can also leave a review and share your experience.

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Zopa Smart Saver reviews (8052)

Some of the best short term savings interest rates available

The app is so easy to use and the interstates are very good. I have already got four members of my family to set up savings accounts. Reviewed on: 20th February 2023

Easy peasy

So easy and straightforward to set up and use! Reviewed on: 20th February 2023

Easy to Use, Great Visibility and Flexibility

I love the visibility of using different pots for my savings and the flexibility of being able to have different notice periods on each one. The app is extremely user friendly and easy to access. Reviewed on: 20th February 2023

Saving made easy

Easy to set up, easy to use and versatile with the various saving pots that can be set up. Reviewed on: 20th February 2023

Great company to work with

Can't fault this company great products and services Reviewed on: 20th February 2023

Simple and effective

Great rates and a simple easy to use interface Reviewed on: 20th February 2023

Great rates, very easy to use

I chose Zopa after months of considering the best savings provider for my needs. Zopa offered the ability to have a great instant access rate plus boosted rates for 7, 21 or 3 months notice. The rates were as good as many 1 year fixed accounts. Easy to set up, user friendly interface, makes saving easy and tailored to individual needs. Interest is paid monthly, therefore you are earning interest on your interest earned, unlike providers who only pay out annually. The pots help to distinguish my different savings goals/purposes. Reviewed on: 20th February 2023

Easy to use

Great app, easy to use, easy access Reviewed on: 20th February 2023

Smart saver

Good interest rates easy to set up and use Reviewed on: 20th February 2023

Amazing

Moved my savings here & I love it - pots for everything Reviewed on: 20th February 2023

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