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1st Central: Car insurance reviews

Name: Car insurance
Rating: 1.67 (903 reviews)

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1.50

Based on 903 reviews, last reviewed 17th Jun 2025

400% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

12%

79%

Latest highest rating:

5

Found you online,needed a cheap quote,you certainly... Found you online,needed a cheap quote,you certainly provided it.Thank you Reviewed on: 3rd June 2025

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Latest lowest rating:

1

It feels dishonest and manipulative!! Avoid them!! I initially received a quote over the phone, which I agreed to, and even got a confirmation email with the agreed amount. Later, I received another em... Read more Reviewed on: 17th June 2025

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Review 1st Central: Car insurance now

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1st Central Car insurance reviews (903)

Avoid this company

2 months after policy taken out, they want completely unnecessarily proof of address. Evrrything i supplied was deemed not acceptable including driving licence and wage slips. Then my policy was cancelled and they demanded £75 cancellation fee, which they won't get a penny of. Scam company, unhelpful and robotic staff who rip people off. AVOID AVOID AVOID Reviewed on: 17th September 2020

Avoid, scam company with poor customer service

I have currently been on hold for an hour and ten minutes and still counting. Very poor customer service. Update: they have renewed without my consent and threatened me with financial debt management company if I didn't pay renewal or an admin fee that was just as much. I could only make a complaint via a letter and I would have to be on hold for two hours to speak to a manager. On their renewal quote they said their renewals are better than for first time customers. A comparison website was £50+ cheap with them for the same level of insurance. Very poor service. I will never use them again and strongly advice anyone reading to avoid using them. Reviewed on: 11th September 2020

Cheapest quotes

Always loved beig inaured with them. Very helpful and their wevbsite is easy to use. Reviewed on: 6th September 2020

Cheap and cheerful

After an accident caused by another driver I never went through with legal action and my insurance became more expensive, but 1st central were an amazing option for me very reasonable price Reviewed on: 6th September 2020

Simple and easy to use

Everything was so simple and easy to use. Got the best quote from all the comparison sites. Will use again Reviewed on: 30th August 2020

Avoid this company, they lie and scam.

The company tend to be the cheapest but go on to make their money by trying to scam newly registered customers. They will send an email asking for scans of license etc. to double check dates. They will then insist what you entered is incorrect, change it on your policy without asking, and charge you for it. DOUBLE CHECK on you policy data - they will try and do this even if you enter the correct info, in the hope that you don't push back. I made sure my dates were correct and they still lied. Thankfully I had the evidence. They also rely upon people coming in from comparison sites, where the exact date you passed your test isn't entered. It will default to the 1st of the month on their system, so if you don't manually change it on their own website, they will charge you for providing wrong info. This isn't a one off, I was with the company several years ago and the exact same thing happened. Of course I decided to go for them again as they were cheaper, and I didn't learn my lesson!! Absolutely avoid. Rather pay an extra £100 than go through the stress of dealing with this terrible company. Reviewed on: 3rd August 2020

Average

Insurance wasnt bad but I found customer service hard to get through too and I preferred my previous insurers Reviewed on: 2nd August 2020

Good valuve for money

Have used this company for multiple years. always seem to be the best value for money when it comes to a good car insurance deal with comprehensive cover and legal aid included. Reviewed on: 31st July 2020

Great service , great prices

Great services and great prices for my six years no claims discount , not as expensive as I thought it would be and defiantly better price compared to others Reviewed on: 31st July 2020

Policy not activated paid in full

Paid for policy in January for full year about 3 weeks before policy start date. 5 months later police pull me and say car has no insurance. Police gave me my rights and impounded my car. Spent nearly 3 days on phone constantly trying to get 1st central to sort it. Said they had no proof of payment kept getting fobbed off. Eventually get through to manager who admits it's their fault sends me cover letter. Took proof to police who rang them and they said they have no record of me being insured with them. So back on phone to them arguing with them to sort it out. Seriously avoid if you can ! Reviewed on: 30th July 2020

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