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1st Central: Car Insurance reviews

1.50
Based on 849 reviews, last reviewed 29th Nov 2024
20% increase in 5 star reviews
in the past 90 days
16% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
12%
See only 4 star reviews
5%
See only 3 star reviews
2%
See only 2 star reviews
2%
See only 1 star reviews
79%

Latest highest rating:

5

Very good quote on car insurance, and recommended on... Very good quote on car insurance, and recommended on go compare site Reviewed on: 25th September 2024
Phillip Richardson 's avatar
Phillip Richardson

Latest lowest rating:

1

BEWARE!! Ludicrous charges! THEY DO NOT CARE!! Took out insurance and over a week later they asked for proof of NCB and proof of claims. Asked my last insurance provider for this. When I didn’t get... Read more Reviewed on: 29th November 2024
Katharine D's avatar
Katharine D

About this product

Here at Smart Money People, we collect 1st Central car insurance reviews from genuine customers, to help you make an informed decision about your next provider.

1st Central was founded in 2008 and has been growing fast ever since. Specialising in car insurance, the brand offers a variety of products with different levels of cover, including a telematics policy for newer drivers.

When choosing a new policy, take the time to ensure it is suitably robust and meets all of your needs. Do you want breakdown cover included in the policy? Do you need legal cover? What about cover for any medical expenses that may occur after an accident? Working out your priorities before searching for a policy can make the selection process much easier. Check out our 1st Central car insurance reviews to find out what others think.

Have you had a car insurance policy with 1st Central? Whether good or bad, share your experience with the Smart Money People community to help us increase trust and transparency in financial services. Were you satisfied with the price of the premium? Did you have any interactions with the customer service team? Leave a 1st Central car insurance review today to help other drivers just like you.

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1st Central Car Insurance reviews (849)

Avoid Policy Changes

1
AVOID POLICY CHANGES Their business model is to make PROFIT FROM FEES, rather than fair premiums and happy repeat custom. My wife changed her vehicle from a 2012 Golf Gti 35 Edition (no claims) to a 2014 Volvo XC60. The market dictated the premium should have fallen for the XC60, BUT not at 1st Central. Their 'goodbye' quote was almost double the Golf at £840. Surprise, surprise, we were indirectly FORCED to cancel and they pocket a £50 arrangement (just past 14 days from renewal) fee AND £50 cancelation fee for no risk. Their customer service (I use the term loosely) stooge was rude and opened and closed my complaint case in the same minute and referred the debt to their collection thugs. We moved to Quotemehappy for £370. Reviewed on: 1st December 2018

They are cool.

5
Fast and reliable.Corespondence is also worth complementing Reviewed on: 21st November 2018

Great company

5
I have used 1st central for a few years now, they are always friendly and helpful over the phone Reviewed on: 9th November 2018

Car insurance

4
I have been using 1st central fo back coupe years now and have swapped cars with them a few times. Thier prices are reasonable and the online customer portal is very good giving you the ability to change most things very easily. Reviewed on: 9th November 2018

Good good

4
It is good because it was very useful and easy to set up Reviewed on: 8th November 2018

excellent service

5
great service at a reasonable prize Reviewed on: 23rd September 2018

Easy process

4
I had to change my car insurance halfway through as I changed my car and it was an easy process to update my details online, so I was not without cover. Reviewed on: 9th September 2018

TOTAL RIP OFF

1
Absolutely worst. They are cheap to start - that's true. But if you start making changes like address, adding drivers etc. They will charge you absurd fees. Sold your car and want to cancel? Another £100. No other company (RAC, TESCO, AVIVA and others) ever charged me for cancelling due to an sold car. I don't even want to think how hard would a claim process be with them. Also - Don't trust their reviews with Feefo. Those are all filtered to show 3 and more stars. TOTAL RIP OFF Reviewed on: 4th September 2018

Great service from 1st Central

5
Always the cheapest insurance and very simple and easy to deal with company Reviewed on: 19th August 2018

Simple, Easy and Cheap

5
I've never had any issues with 1st Central. Quick and easy to change details or cars and a great price! Reviewed on: 19th July 2018

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