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1st Central: Car insurance reviews

Name: Car insurance
Rating: 1.71 (965 reviews)

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1.71

Based on 965 reviews, last reviewed 7th Jun 2026

100% increase in 5 star reviews

in the past 90 days

8% decrease in 1 star reviews

in the past 90 days

11%

80%

Latest highest rating:

5

Just started my third year of car insurance cover wi... Just started my third year of car insurance cover with 1st Central. Good value for money, helpful customer service, clearly laid out website and easy ... Read more Reviewed on: 17th April 2026

Latest lowest rating:

1

Please avoid this company, money grabbers! I purchased car insurance and then found a more comprehensive cover for the same price, so within 12 hours decided to cancel whilst policy was pending... Read more Reviewed on: 7th June 2026

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About this product

With 1st Central, you can insure a single car or opt for a multicar policy. There’s also a telematics policy.

As standard, you get up to 90 days free cover when driving in Europe. There are five policies to choose from giving different levels of cover: ValueOnline, Online, LegalOnline, PlusOnline and PremierOnline.

1st Central car insurance reviews help you find out what it’s really like to be a customer. If you’ve used 1st Central before, you can also leave a review and share your experience.

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1st Central Car insurance reviews (965)

Great service easy to contact

We enjoyed 1st central for our car insurance as they were easy to contact and set up Reviewed on: 1st September 2019

Have been reliable for the past few years

They've been very helpful, friendly and answer the phone reasonably promptly without you having to wait for a long time- fantastic service! Reviewed on: 23rd August 2019

terrible customer service

had to change cars - took me days on the phone. such a hard company to deal with - should have been the easiest thing in the world. sort yourselves out for people who lease please! Reviewed on: 21st August 2019

Wonderful...very friendly staff

Sorted claim very easily....good annual premium....staff helpful and friendly. Reviewed on: 15th August 2019

Stay away !!

Stay away from this company, through out the whole year they’ve been wanting to find reasons to terminate the policy. Only after 5 months they decided to ask for proof of address, after time forcing me to provide a utility bill which i do not have as I only rent a room. So be careful if you do not have a utility bill they will attempt to cancel your policy. Reviewed on: 8th August 2019

Great Service

I got written off by an uninsured driver, they handled the claim through to the end and i received payment Reviewed on: 7th August 2019

Friendly, reliable service.

I would like to say how impressed I have been with the service from 1st Central. Very friendly and reliable. Will reccommend to family and friends. Reviewed on: 6th August 2019

Cheapest around!

I have been with 1st Central for a year and my car insurance was due for renewal. I normally use a comparison website to make sure I get the best deal. I had to make some minor changes and got a quote online with the best being 1st Central. Seeing as I was already with them I thought I'd just amend the details for a renewal and was then quoted a higher amount. When questioned about the difference in quote from them directly to the comparison site, I was told that was the best they could do. Strange! So I cancelled the renewal which is so easy to do online via chat and I took out new policy via the comparison site to get it cheaper. Although odd about the inability to match their own price, the process didn't take long and it was easy! Reviewed on: 31st July 2019

Good so far

No issues, good price. Not had to claim yet Reviewed on: 25th July 2019

Simple and Easy

I have been with 1st Central for just short of 2 years, Customer Service is great, no issues with getting hold of an advisor to talk to regarding any query I have. The online portal is simple and easy to use, showing me everything i need to know regarding my insurance. Reviewed on: 11th July 2019

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