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Atom Bank: Savings reviews

Name: Savings
Rating: 4.38 (395 reviews)

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4.59

Based on 395 reviews, last reviewed 30th Jan 2025

33% increase in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

79%

12%

Latest highest rating:

5

So easy to deal with, the account set up was easy an... So easy to deal with, the account set up was easy and the app a doddle to use Reviewed on: 30th January 2025

Latest lowest rating:

1

** BEWARE - Unable to withdraw savings! ** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of ... Read more Reviewed on: 5th September 2024

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (395)

Review of the Atom Bank, Savings:

Easy and informative

Excellent clear communications. The App is well designed and easy to navigate. Answers to any queries are easy to find on the App and its intuitive nature means that your time is not wasted and frustration is kept at bay. The product descriptions are interactive and informative and the interest rates have always been competitive. The instant illustration of ‘what you right earn’ is really helpful and it’s not an’example’ figure as you can enter the precise amount you want to invest. Reviewed on: 24th May 2024

Good interface and easy to set yp.

Good interface and easy to set yp. Reviewed on: 10th April 2024

6 Month Fixed Saver

My 6 Month Fixed saver matured with excellent returns. Very easy process Reviewed on: 27th March 2024

Always easy to use.

Always easy to use. Never any issues Reviewed on: 13th March 2024

Brilliant app.

Brilliant app. My fixed savings account has matured but I am not deleting the app as I will definitely use again if they offer another product that’s useful to me, at a competitive rate, in future. I especially liked the future interest payments being visible in the app Reviewed on: 29th February 2024

So easy to set up an account and very competitive...

So easy to set up an account and very competitive rates Reviewed on: 26th February 2024

Simply a superb online bank with easy to sign up for...

Simply a superb online bank with easy to sign up for system, superb rates of interest and an app that just works. Having been with them for 6 months I had no hesitation reinvesting with atom and encouraging others to do the same Reviewed on: 21st February 2024

Quick and easy to open the account and a great rate!

Quick and easy to open the account and a great rate! Reviewed on: 15th February 2024

Simple app, easy to use

Easy to use app with quite competitive savings rates Reviewed on: 14th February 2024

Investor beware, they have your money!!

In January I signed up for one of their six month bonds, choosing the option of interest paid monthly. Everything seemed OK, it was all done on one of their Apps. But there was no clear confirmation of whether it was end of term or monthly payment in any of their communications. In fact I received only two emails; registration and when the balance adding period had ended. The account information on the app is basic and limited. When the first month date arrived, no funds appeared. I went on the chat and was told it wasn’t monthly? They repeated it robotically. I got no where. I told them I wouldn’t have chosen end of term and went to them because that’s what they were offering. And I was VERY careful to choose that option on sign up. Because I wanted, needed & budgeted for the income monthly. I’ve logged a compliant. They offered a ‘hardship option’ which was to take money out but that erodes my capital & voids the interest. Clearly end of term suits them because they keep the interest until the term ends. Seems like deliberately poor App information, communication & functionality. Investor beware with this company, they like keeping your money as long as possible. Reviewed on: 7th February 2024

Great app, good products and decent rate

Great app, good products and decent rate Reviewed on: 26th January 2024

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