Write a review

Aviva: Health insurance reviews

Name: Health insurance
Rating: 1.94 (189 reviews)

View other Aviva products

1.80

Based on 189 reviews, last reviewed 5th Sep 2025

50% decrease in 5 star reviews

in the past 90 days

71% decrease in 1 star reviews

in the past 90 days

19%

71%

Latest highest rating:

5

Reasonable cost, clear communication, I have had thi... Reasonable cost, clear communication, I have had this account with them for the last 9 years and have no complaints so far - luckily I haven't had to ... Read more Reviewed on: 5th September 2025

Latest lowest rating:

1

Discussed with the level of care been waiting 3 week... Discussed with the level of care been waiting 3 weeks now got an NHS appointment quicker Reviewed on: 4th September 2025

Read all reviews See your review

About this product

Aviva health insurance helps pay for private medical care for short-term injuries or illnesses.

You'll have access to a range of private hospitals and facilities that include Circle, Nuffield, Spire and NHS private units. Aviva won't increase premiums at first renewal if you haven't made a claim that's reduced your no claim discount level.

Aviva health insurance reviews help you find out what it’s really like to be a customer. If you’ve used Aviva before, you can also leave a review and share your experience.

Aviva Health insurance reviews (189)

Review of the Aviva, Health insurance:

Shocking!

I have just had to cancel my AVIVA private health. It is the worst experience ever. When it came to a claim I had to wait up to 2+ hours on the phone, then they would not process the claim, I had to go through NHS (but continued to pay circa £299 a month but yet use the NHS! I appealed then they realised that I was in the right. They apologised and promised a £30 refund which I do not even know when I will receive this. I normally have BUPA or AXA PPP (which are much better). I will never take out an AVIVA policy again! steer clear of them! Reviewed on: 2nd December 2023

THIS IS A DISGRACE - TOTAL LACK OF ANY FORM OF CUSTOMER SERVICE OR RESPECT FOR THE CUSTOMER

So far I have spent a total of 5 hours hanging on for Aviva Health Cares non-existent "Customer Service", and this is just to try & get an authorisation code. Why do I have to speak (fat chance) to an uninformed call centre operative & not someone with recognised medical.knowledge. 5 weeks later, 5 unsatisfactory phone calls and endless filling in of the hopeless online form later, I still don't have a number for my treatment tomorrow. Why on earth can't I scan all the supporting paperwork to Aviva? Why can't they read the forms I fill in and not send requests 3 days later for info already supplied? Why do they close at 5pm?? Just who is accepting this rubbish masquerading as a service. I've been with 4 private medical ins companies in the past 55 years and Aviva is unrecognisable as a service of any kind. I suspect this is to discourage anyone from making a claim!. Reviewed on: 18th September 2023

Absolutely impossible to get through to speak to someone at a time I urgently need to organise health care

Shocking service! Despite texts to the chat box thing, emailing complaints and customer service I am now on hold for over 40 minutes for the 3 time this week and this is how it has been every time i have ever tried to call. I was told months ago they were short staffed yet they are happy to put my premiums up. I hope my company cancel thousands of employee subscription subsidies to Aviva and we switch to the competitor who actually respond to calls and are better rated. Reviewed on: 7th September 2023

Try making a claim

Ring at 1730 some 60 minutes before they close and hold on the line until 1800 when you get told your call will not be answered before we close at 1830 so ring tomorrow. When you call the next day early morning you get placed on hold and constantly get asked if you would like to be called back if so press one or press 2 to continue to hold. If you continue to hold there will come a time after about 45 minutes when you will get cut off. If you want them to ring you back be sure to be available for some hours or you will miss the call. It looks as if they are completely understaffed to deal with calls and one suspects some of their staff are probably still working from home. This company is happy to take your money but NOT PROVIDE SERVICE Reviewed on: 5th September 2023

Health Insurance

Very happy to deal with this company as they are also easy to deal with needs via the phone. Reviewed on: 1st September 2023

Aviva Life and Pensions

Money for value for your Life Insurance and Pensions Reviewed on: 30th August 2023

No point of contact

You could possibly be dead before this company answers your call how despicable of this company to have your money's every month for as much as 3 decades as they've had my money and not have in place a professionalism system to call patients back Do not insure with Aviva . Reviewed on: 28th August 2023

Efficient but with a focus on customer service.

Aviva has made the customer the centre of the their coverage, knowing peace of mind is essential when it comes to health insurance. This has created a strong product that provides cover for the most important times for an insureds life. Reviewed on: 23rd August 2023

Aviva review

Responsive in a crisis. They also have great benefits such as the virtual GP. Reviewed on: 23rd August 2023

Can not get hold of anyone

They say avoid the queues but if you can’t get through on the phone it’s useless Reviewed on: 22nd August 2023

Can't get through to anyone

What are we actually paying for? I'm not convinced there's anyone there. I've called so many times, each time I'm on hold for more than an hour and I have to end the call as I have other commitments to attend to, and then today after waiting over an hour they cut me off. Twice. The live chat box just says "We have a live chat team available Mon-Fri 8am-6:30pm and Sat 9am-1pm. Unfortunately, they're busy right now, so we won't be able to connect you to an agent. Give us a ring instead on 0800 051 0929." Angry doesn't come close to how I feel about them. They are charging for a service that is simply not fit for purpose. Reviewed on: 16th August 2023

Do you have a different Aviva product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Health Plan
from Simplyhealth 4.12 from 4 reviews
Simply Cash Plan
from Simplyhealth 2.66 from 6 reviews
Health Insurance
from CIGNA 2.00 from 3 reviews

Want to see more from Aviva?

Lifetime Mortgage
from Aviva 5.00 from 3 reviews
Landlord Insurance
from Aviva 4.50 from 3 reviews
Pet Insurance
from Aviva 4.17 from 11 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub