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Aviva: Home Insurance reviews

3.64
Based on 192 reviews, last reviewed 1st Jan 2025
100% decrease in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
51%
See only 4 star reviews
25%
See only 3 star reviews
6%
See only 2 star reviews
3%
See only 1 star reviews
15%

Latest highest rating:

4

Good app, helpful customer service Good app, helpful customer service Reviewed on: 23rd September 2024
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Will lie and riggle out of paying out where they can. Had home insurance with this company, untrustworthy don't waste your time or money. Reviewed on: 1st January 2025
Carolanne m's avatar
Carolanne m

About this product

Selecting a new insurance provider can be difficult with so many on the market. At Smart Money People, we collect Aviva home insurance reviews to help make your decision easier. Find out how genuine customers rate their experiences with Aviva.

Aviva offers a variety of insurance products. All Aviva home insurance policies come with a variety of benefits. For example, access to a 24/7 claims line, damage cover, and support paying for accommodation costs after a claim. Additional add-ons are available to increase your level of cover, such as no claims discount protection and cycle cover.

Does Aviva sound like the ideal provider for your circumstances? Read our Aviva home insurance reviews to see what policyholders have to say about the provider. Find out if Aviva customers would renew their policies, and how satisfied they were with the price of their premiums. Check out reviews for Aviva’s contents cover, buildings cover and combined policies. Be confident in your new insurer by checking customer reviews.

Have you had a home insurance policy with Aviva? Share your experience with others on Smart Money People. Together, we can help people like you make better financial decisions. Was the sign-up process simple, or did it perhaps take longer than anticipated? Did you opt for any additional add-ons, and have they been worthwhile? Have you found your policy to be suitably robust? Would you recommend them to your family and friends? Write an Aviva home insurance review today.

Aviva Home Insurance reviews (192)

Review of the Aviva, Home Insurance:

Bas Advice Given

2
Has home insurance with them and my laptop got knocked off the kitchen table onto the hard floor. I contacted them and the person I spoke too stated that I didn't have the laptop insured for outside the home, I stated it wasn't outside the home when the accident happened, but he said I couldn't claim. I called them the next day to query the previous call as I was angry and stated the same issue that I had and they stated that it was covered in the home!!! Never take their word as final as I knew I was covered. Reviewed on: 12th September 2016

Worst company ever!

1
Unethical and terrible treatment. Avoid them if you can!! Reviewed on: 7th January 2023

Worst company to deal with. Please avoid!

1
They have sent me in circles and use nothing but condescending and deflective language to avoid helping or covering home warranty. There is an active leak in my roof, and they refuse to send a roofer or anyone to properly inspect so I had my own roofer come, who found an active leak, and Aviva had said they were sending a roofer last week but is now saying that the roofer I had come is to provide them with a report as they are too lazy and deflective to do anything at all. They have been a nightmare and I live in a three year old house that is supposed to be under warranty yet they are just leaving me hanging and do nothing but give me very unprofessional and inaccurate emails and phone calls. I don't do bad reviews but this is the worst experience and made worse by this terrible and unethical company. Reviewed on: 7th January 2023

Avoid at all costs, the worst insurance company I have ever had dealings with.

1
Avoid at all costs. My complaint to them regarding the handling of our claim was not upheld by Aviva. So I took my complaint to the Financial Ombudsman Service (FOS) and they upheld our complaint against Aviva and awarded us a financial award, FOS ref number DRN-3746603. Aviva has chosen to ignore the Ombudsman’s final decision and award that is legally binding in law. The Ombudsman has made repeated attempts to get Aviva to comply with their decision and Aviva has simply ignored them. We are now in the process of asking the Courts to issue a Court Enforcement Order, so that enforcement action can be taken against Aviva to recover the sum awarded to us. We have also reported this matter to the Financial Conduct Authority and this has still not prompted Aviva to settle this matter. If Aviva ignores the Government bodies and the laws put in place to regulate them, there is no hope for a customer who has a legitimate complaint against them. Aviva will simply respond to this review by stating that they will contact us to resolve this matter. However the Ombudsman has made repeated requests for Aviva to contact us and they have not, so you can draw your own conclusions from Aviva’s response to this. As stated above void at all costs Aviva, plus their online only service Quotemehappy.com as they do not comply with their own governing bodies. Reviewed on: 12th December 2022

Quick easy claims service

5
Fair price. Very helpful with recent house move and when we have claimed the process was simple. Reviewed on: 16th August 2022

Very good

5
Just recently brought home insurance for my first home I’ve had no problem with the insurance so far it seems very organised and professional Reviewed on: 13th August 2022

Home policy

4
Good, easy to set up and manage account online Reviewed on: 10th August 2022

Great value for money

5
I have a home insurance with Aviva which includes a very good value for money legal assistance for any matter not just home-related. Online account is very easy to use, straightforward layout and easy access to other policies I hold with them such as my pension scheme through work. Reviewed on: 23rd July 2022

Cheap and great service

5
Really nice company with good online account and communication. Reviewed on: 18th July 2022

Left in tears

1
Aviva make it VERY easy to open a policy and MAKE a payment but NOT so easy to CLAIM once you’re ceiling collapses!!! I am a pensioner with limited mobility and have been waiting weeks to take a bath or shower because Aviva say the quotes for the works are a bit high but have failed to send their own surveyor to assess the considerable damage. Instead they expect me to crawl up 3 flights of stairs to take even more photos so they can assess the damage. To make matters worse, the agent assigned to my claim told me it may take longer due to him having a cold and working from home. Not much consolation to my wife and I who still have NO hot water and NO help from the company who we’ve paid every month for years. I would urge anyone to shop around before using AVIVA. They have left us in tears. Reviewed on: 19th January 2022

Great claims experience

5
Can't fault Aviva at all. They were easy to contact through the app. Comms slowed down slightly but that was due to a storm so understandable. Paid out extremely promptly so I could get my damaged bathroom repaired. Reviewed on: 10th January 2022

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