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Axa: Car Insurance reviews

Name: Car Insurance
Rating: 3.01 (160 reviews)

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2.69

Based on 160 reviews, last reviewed 8th Jan 2025

100% decrease in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

33%

20%

40%

Latest highest rating:

5

Good price and easy to manage Axa gave the best quote for my car. Creating an account is easy and you can see and manage your certificate and cover on the site very easily. Intui... Read more Reviewed on: 7th September 2024

Latest lowest rating:

1

Insurance companies are bad - AXA are the worst Just awful. If you have car insurance with AXA, just pray you never have to engage with them at all. Between AXA and Vizion, they pass you between eac... Read more Reviewed on: 8th January 2025

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About this product

Smart Money People collects Axa car insurance reviews from genuine customers to help you make an informed decision when choosing your next car insurance provider.

Axa was founded in 1946, and now offers a variety of insurance policies for cars, vans, travel, landlord, business, home and health. With a multi car cover policy and a variety of optional add-ons, Axa has a multitude of options for tailoring your policy. Read our Axa car insurance reviews to see what real customers have to say about their experiences.

With a 24/7 emergency helpline and an online system that allows you to fully manage your policy online, Axa claims to be accessible, stating it pays out 99.7% of claims. As for extras, child car seat cover and audio and sat-navs cover are included as standard in the comprehensive policies. If this suits your needs, check out the reviews on Smart Money People to see how customers rate their policies with Axa.

Have you had a car insurance policy with Axa? Whether good or bad, share your experience with our Smart Money People community so we can help people like you make better decisions. Did you find the cost of the premium suitable for the level of cover you received? Did you have to make a claim, and if so, how well was it dealt with? Leave an Axa car insurance review today.

Axa Car Insurance reviews (160)

Review of the Axa, Car Insurance:

I’ve been a loyal customer of AXA for years, but m...

I’ve been a loyal customer of AXA for years, but my recent experience with them has been extremely disappointing. When I found a cheaper quote elsewhere and asked if AXA could match it, I was told outright that this wasn’t possible and that I should look elsewhere. It felt like my loyalty as a long-term customer wasn’t valued at all. Despite raising concerns about how my renewal premium was calculated, I received vague, generic responses that lacked transparency. AXA claims they follow FCA regulations, but they refused to provide a clear explanation of how my renewal price was determined, leaving me questioning their fairness. To make matters worse, AXA imposes a £52.50 cancellation fee, which they justify with routine administrative tasks like updating the Motor Insurance Database. This fee feels excessive and unfair, especially given that switching providers was my only real option due to their unwillingness to negotiate or clarify their pricing. Overall, AXA’s approach feels dismissive of customer loyalty and overly rigid. They seem more interested in pushing customers to shop around than retaining them by offering competitive pricing or addressing concerns properly. I’ve escalated my complaint, but based on this experience, I won’t be returning to AXA in the future. I wouldn’t recommend AXA if you value transparency, loyalty, or flexibility from your insurance provider. There are better options out there. Rating: 1/5 Reviewed on: 27th November 2024

TERRIBLE NONSENSE OF CUSTOMER SERVICE.

Please please dont get AXA insurance!!!!! or dont use AXA UNDERWIRTIER EITHER. this company is a money taking company from the clients. There is no communication between vehicle repairs shops and AXA! had taken CAT COVERTER BY theft on my hybrid car and made a claim about it and waiting for a month and nothing happen and kept saying sorry the nominated garages are full and relocated to another garages but they all lie! they dont contact to the garage when i ask directly to the garages I have made claim on Ombudsman now. i pay my insurance fee 70 quids and now i need to work by myself ? what kinds of insurance company is that ? Awful, Terrible customer service ! shame on this evil company soaking all clients money and do nothing. Reviewed on: 26th January 2023

Poor Service, Unrealistic Claim Payments, Staggering Premium Increases

Seriously undervalued repairs after storm Eunice, very poor communication, staggering premium increases, no quality of customer care or loyalty. What else can I say! My advice is to look elsewhere and take note of the high level of poor reviews across all sites. Reviewed on: 19th January 2023

Avoid axa

thing it to avoid axa.. Best thing it to avoid axa.. Just look at the other reviews it's so true. My car hasn't been picked up I have reported the claim in November 2022 my car is now gathering mould. It takes me an hour to an hour half to get through I've spent over 20 hours in phone calls. I have no courtesy car I'm having to take cabs, my partner is disabled and its costing a lot to get about. I will definitely not deal with axa in future Reviewed on: 11th January 2023

Avoid This Company at all cost

50 days since accident. Vehicle still not recovered for repair. Excuses and lies, Complaint with the ombudsman Reviewed on: 10th January 2023

A complete nightmare avoid at all costs

Been about 3 weeks with out a car, a company collected the car on behalf of AXA to check whether it can be repaired, its been more than a week and I call that company and they just inform me that AXA instructed them to pick it up and nothing else. Now I have no car, no courtesy car and have no clue what is going on. More important than anything is no one responds to any attempts of contact. One star is not even deserved. Reviewed on: 21st December 2022

Claims process is absolutely horrendous and they are liars

How this company has a 5 star defaqto rating is beyond me. I had to make a claim earlier in the year for a damaged headlight, after someone had reversed into my car and left without leaving any details. I contacted the claims team and they were useless. I was given incorrect information on more than one occasion and sent on a wild goose-chase to "vision" which is their approved company for booking your car into a garage for repairs. I told the claims team I wanted my car to be repaired at Southampton Audi as that is where my car was currently situated having its MOT. I was told by vision the nearest garage who could carry out my repairs was 25 miles further away in Salisbury! I pleaded with Vision that this was an enormous inconvenience, but they said that is all they could offer. More hours were then wasted contacting garages in Salisbury and getting absolutely nowhere as they could not carry out the repairs within a reasonable time frame. Due to the headlight damage my car had failed its MOT, so the repairs had to be carried out ASAP hence why I wished my car to be repaired at Southampton Audi where the car was situated at the time. I then gave up and called the AXA helpline number and was told that my car could be repaired at a garage of my choice all along! I also queried that the no claims team had said I would be classed as at fault in this instance and would be losing 10 years off my no claims! The call handler said this would not be the case and that it was essentially a hit and run I would not be classed as at fault and only lose 2 years no claims. This turned out to be further miss information and I have been classed as at fault! Axa need to seriously re-train their staff as the experience of making a claim was absolutely horrendous. I literally lost an entire day making endless phone calls going round in circles when I should have been given the correct information and guidance from the claims team at the first point of call. I am now trying to raise a complaint about this experience and being lied to, but trying to raise a complaint is almost impossible with AXA also as I think they simply do not care about me as a customer. Incredibly disappointing and frustrating experience from a so called 5 star insurer. Reviewed on: 15th December 2022

Great at the start !

Great company at the start when taking your money. So easy and straightforward. Them if you need to claim they are utterly useless. Hours spent on the phone which you get disconnected after 30 mins without speaking to anyone. I've been without a vehicle for 2 weeks and still no end in sight on when it will be repaired or the courtesy vehicle which was happily discussed when I bought the policy. Come on AXA. I went with you guys again because you had a great name in the business. I so wish I had gone elsewhere ! Reviewed on: 28th November 2022

Liars - and you have to wait 3 hours to get thru to speak to liars

Flat out lied during a claim. They got found out lying, but good luck speaking to anyone. An absolute embrassment of a company. If you ever actually need the product you're paying for they are elusive in the extreme. An absolute racket. Reviewed on: 25th November 2022

Disgusting

We were hit in the rear wheel on a roundabout, they made us lose. They didn’t fight our case or investigate the evidence provided, what’s the point of paying hard earned money to a company won’t protect you, stay away be warned !! Reviewed on: 24th October 2022

Good

I got a covered well by AXA on my travel abroad with family Reviewed on: 15th October 2022

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