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Barclays: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.59 (87 reviews)

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3.37

Based on 87 reviews, last reviewed 6th Mar 2025

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

51%

15%

28%

Latest highest rating:

4

Helpful banking Good product very friendly very helpful and answer all queries. Easy easy to move from one product to another and re-mortgage. Easy to track on the ap... Read more Reviewed on: 24th May 2024

Latest lowest rating:

1

I wish I had never applied for a mortgage with this... I wish I had never applied for a mortgage with this dreadful organisation Reviewed on: 6th March 2025

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About this product

Barclays is a financial provider offering a range of products and services, including fixed rate mortgages. A fixed rate mortgage has a set interest rate for a specific period of time, usually between two and five years, but sometimes up to ten. If you have any questions about a mortgage, always ask the lender or an independent advisor.

Buying a home is a large financial investment, so finding the right mortgage is important. We collect Barclays fixed rate mortgage reviews to help you make an informed decision when choosing your lender and product.

Read the reviews on Smart Money People to find out how satisfied existing homeowners are with Barclays’ fixed rate mortgage. Learn why they chose this mortgage and whether they would recommend the product to family and friends. Read about genuine experiences with Barclays’ customer service team to learn how swiftly the lender resolves any issues and concerns. Gain valuable insight into the provider and product by reading our Barclays fixed rate mortgage reviews.

Did Barclays help you buy your dream home? Write a review for the fixed rate mortgage today. Tell us why you chose this mortgage and how satisfied you’ve been throughout. What are the main pros and cons you’ve experienced? Don’t forget to include details about the application process and how easy it was to understand. Has Barclays kept you up to date with any important mortgage news and updates? Would you recommend the mortgage product to your friends and family? Write an honest Barclays fixed rate mortgage review on Smart Money People. Together, we can help people like you make better financial decisions.

Barclays Fixed Rate Mortgage reviews (87)

Review of the Barclays, Fixed Rate Mortgage:

DO NOT GET A MORTGAGE WITH BARCLEYS

If you are thinking about getting a mortgage with Barcleys, DO NOT DO IT. I'm currently in the process of trying to complete on a house, and Barcleys are the reason why its been delayed BY A MONTH. Reason why to AVOID Barcleys: 1. The customer service is so incredibly crap. after waiting 40 minutes on 2 separate occasions to talk to someone about the progress of my mortgage (both on the same day, in the morning). I was told 2 completely different things by 2 different people. The first one told me it was all signed off and all they needed was a the certificate of title from my solicitor. The second one told me that they won't proceed because of the inactive rent charge on the house. BOTH complete wrong, after I spoke to my solicitor. 2. If you have any sort of covenant found in your house searches, Barcleys will make it a nightmare to proceed with the mortgage. All other lenders accept indemnity, Barcleys apparently do not. 3. They're all a bunch of complete morons. Reviewed on: 5th May 2023

Greate bank

Greate bank with great apr, specifically the fix rates Reviewed on: 5th April 2023

Simple and reliable

Professional Simple Reliable and trustworthy Reviewed on: 5th April 2023

Always better rates

Very helpful with their services Reviewed on: 4th April 2023

Great way to pay off early

Offset mortgage was a real benefit Reviewed on: 4th April 2023

Fab

Easy to manage via the app and transfer overpayments Reviewed on: 3rd April 2023

Within a difficult mortgage system, a fair bunch

As rates rose and been with Barclays for 5 years after our first move since the 2007 crash, we felt that considering inflation and market uncertainty that the 3 choices offered where fair within our reality, meaning away from the larger mechanisms of mortgage creation. We were happy to accept the terms as it slowed us to build within the framework Reviewed on: 31st March 2023

Customer experience is not fantastic but the product does the job

When applying, customer support was snooty but once you’re in with a product, they are happy to help. Reviewed on: 22nd March 2023

Mortgage from Barclays

I feel Barclays provided a great offer on my home mortgage and have been very helpful in guiding me along the journey. Their T&C's are also somewhat customer friendly. Reviewed on: 14th March 2023

Best Mortgage

Banks need to work together for mortage Reviewed on: 11th March 2023

Security

Thanks to our fixed rate we have in safe hands during these uncertain times. Reviewed on: 7th March 2023

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