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Barclays: Fixed rate mortgage reviews

Name: Fixed rate mortgage
Rating: 3.44 (95 reviews)

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3.44

Based on 95 reviews, last reviewed 3rd Jul 2026

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

53%

15%

27%

Latest highest rating:

5

Really pleased with our mortgage experience with Bar... Really pleased with our mortgage experience with Barclays. The application process was simple, communication was good, and everything was handled effi... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Poor processes, poor ethics - would avoid This review is being written by somebody who works at a senior level in the mortgage industry. I have recently been supporting a vulnerable family me... Read more Reviewed on: 3rd July 2026

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About this product

Barclays offer mortgages with a range of fixed rate terms.

You can apply for a Barclays mortgage if you’re remortgaging, a first-time buyer, moving home or want a buy-to-let. Barclays have a mortgage support hub which gives information and guides about mortgages.

Barclays mortgage reviews help you find out what it’s really like to be a customer. If you’ve used Barclays before, you can also leave a review and share your experience.

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Barclays Fixed rate mortgage reviews (95)

used as a internal excerise i feel....

Went through the usual mortgage info gathering routine gave over all they needed......and more... complied with all requests..i honestly feel they know more about me now than i do or gchq and mi5/6....i have an a1 credit rating little debt ..even 2 properties with 50% ltv on each ....all good they said....Then as always they decided to move the goal posts and say no after saying yes its in the bag 100% i have had my time completly waisted for the own selfish internal needs .....i feel exhausted and used by barclays mortgage dept .... Reviewed on: 17th June 2020

Unexplained repayment terms

I have a BTL mortgage and wanted to repay some of the loan value and reduce the repayment term. Barclays suggested paying down the maximum without incurring any penalties. Great I thought, until they conveniently forgot to mention to me that if you pay more than 3 months worth of your usual monthly mortgage payment, they reduce your new monthly amount, BUT the term of the mortgage remains the same. I feel like Barclays were not transparent or clear enough at the time when I made my enquiries and should have been more honest. I wouldn't have even thought to ask them whether they had some sort of '3 month rule'. Lesson learnt! I will be moving to another lender now, once my term with Barclays is up in a few months time and will have cleared a big chunk of my mortgage. I wouldn't recommend Barclays. They are sneakyand dishonest. Reviewed on: 6th March 2020

Easy to switch mortgage

Best in market, really simple to switch Reviewed on: 28th December 2019

Good Foxed rate mortgage

I've used Barclays for over 25 years. They have good: - online access - telephone support - personal loans - mortgages - high street branches All which I have and used. Reviewed on: 5th November 2019

Evil & calculating institution

I hav gave no stars because - having banked with Barclays for 30 years, borrowed & repaid them thousands of pounds without 1 late payment, my experience of the mortgage application made me feel physically sick. They had me on the phone for nearly 2 hours - I was only looking for a small mortgage- despite them having good mortgage deals on the net they eventually offered me a rate a quarter more than them rates & after asking me what my budget was they made sure eventually that they took me right up to the top of my budget. They are sneaky snakes & I would advise avoiding them where mortgages are concerned. Reviewed on: 4th November 2019

Complete waste of time and money, will promise the world and then withdraw last minute

Do take note of the poor reviews, I can assure people that they are well founded. We were approved after formal application and valuation was complete. Then the underwriters changed their mind. Have lost my dream house due to their incompetence. Reviewed on: 6th June 2019

Go to another more flexble lender

Barclays unwilling to port, change or increase loan without losing my current deals Reviewed on: 23rd May 2019

NEVER get a barclays mortgage

I transferred my mortgage to Barclays, that part was easy, every other step has been horrifically painful. Logging into the account is painful, speaking to someone (with their six security questions) has been painful. Paying my mortgage off so I dont have to speak to them again has been painful. Im a normal person with a normal mortgage, nothing special, I would actively recommend against taking a mortgage out with Barclays/Woolwich. Reviewed on: 28th April 2019

Help to Buy Mortgage

Barclays offered the most competitive 5 Yr Fixed Rate Mortgage for Help To Buy homeowners Reviewed on: 15th April 2019

Bank not transparent with their lending criteria

The bank did not disclose at the outset what type of property they would not lend on. Basically if their surveyor did not like the decor then he would give a bad report and the bank would not lend. All this and 4 months of them faffing about with the application and having told us its 99% certain that they would lend us the finance, and we had spent money on legal fees, private surveys etc based on their assurances. Very very unfair. Reviewed on: 9th February 2019

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