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Barclays: Fixed Rate Mortgage reviews

3.55
Based on 91 reviews, last reviewed 16th Apr 2026
50% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
55%
See only 4 star reviews
14%
See only 3 star reviews
1%
See only 2 star reviews
4%
See only 1 star reviews
26%

Latest highest rating:

5

Barclays mortgage Helpful and when there was a delay they extended the approved offer period Reviewed on: 16th April 2026
Suzanne W's avatar
Suzanne W

Latest lowest rating:

1

I wish I had never applied for a mortgage with this... I wish I had never applied for a mortgage with this dreadful organisation Reviewed on: 6th March 2025
Stephen Duncan's avatar
Stephen Duncan

About this product

Barclays is a financial provider offering a range of products and services, including fixed rate mortgages. A fixed rate mortgage has a set interest rate for a specific period of time, usually between two and five years, but sometimes up to ten. If you have any questions about a mortgage, always ask the lender or an independent advisor.

Buying a home is a large financial investment, so finding the right mortgage is important. We collect Barclays fixed rate mortgage reviews to help you make an informed decision when choosing your lender and product.

Read the reviews on Smart Money People to find out how satisfied existing homeowners are with Barclays’ fixed rate mortgage. Learn why they chose this mortgage and whether they would recommend the product to family and friends. Read about genuine experiences with Barclays’ customer service team to learn how swiftly the lender resolves any issues and concerns. Gain valuable insight into the provider and product by reading our Barclays fixed rate mortgage reviews.

Did Barclays help you buy your dream home? Write a review for the fixed rate mortgage today. Tell us why you chose this mortgage and how satisfied you’ve been throughout. What are the main pros and cons you’ve experienced? Don’t forget to include details about the application process and how easy it was to understand. Has Barclays kept you up to date with any important mortgage news and updates? Would you recommend the mortgage product to your friends and family? Write an honest Barclays fixed rate mortgage review on Smart Money People. Together, we can help people like you make better financial decisions.

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Barclays Fixed Rate Mortgage reviews (91)

The best

5
Easy to apply, excellent team, respect for customers Reviewed on: 17th September 2023

Simple terms

5
Banking App is very good and user friendly Reviewed on: 29th August 2023

Top drawer

5
Couldn't fault them at any stage, Reviewed on: 20th June 2023

DO NOT GET A MORTGAGE WITH BARCLEYS

1
If you are thinking about getting a mortgage with Barcleys, DO NOT DO IT. I'm currently in the process of trying to complete on a house, and Barcleys are the reason why its been delayed BY A MONTH. Reason why to AVOID Barcleys: 1. The customer service is so incredibly crap. after waiting 40 minutes on 2 separate occasions to talk to someone about the progress of my mortgage (both on the same day, in the morning). I was told 2 completely different things by 2 different people. The first one told me it was all signed off and all they needed was a the certificate of title from my solicitor. The second one told me that they won't proceed because of the inactive rent charge on the house. BOTH complete wrong, after I spoke to my solicitor. 2. If you have any sort of covenant found in your house searches, Barcleys will make it a nightmare to proceed with the mortgage. All other lenders accept indemnity, Barcleys apparently do not. 3. They're all a bunch of complete morons. Reviewed on: 5th May 2023

Easy and clear communication

5
Having a mortgage with Barclays was a breeze and having a tracker to know where you are in their process was great. The service they provide makes mortgages less daunting and easier to understand. Reviewed on: 6th April 2023

Greate bank

5
Greate bank with great apr, specifically the fix rates Reviewed on: 5th April 2023

Simple and reliable

5
Professional Simple Reliable and trustworthy Reviewed on: 5th April 2023

Always better rates

5
Very helpful with their services Reviewed on: 4th April 2023

Great way to pay off early

5
Offset mortgage was a real benefit Reviewed on: 4th April 2023

Fab

5
Easy to manage via the app and transfer overpayments Reviewed on: 3rd April 2023

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