Write a review

Barclays: Fixed Rate Mortgage reviews

Name: Fixed Rate Mortgage
Rating: 3.59 (87 reviews)

View other Barclays products

3.37

Based on 87 reviews, last reviewed 6th Mar 2025

No new 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

51%

15%

28%

Latest highest rating:

4

Helpful banking Good product very friendly very helpful and answer all queries. Easy easy to move from one product to another and re-mortgage. Easy to track on the ap... Read more Reviewed on: 24th May 2024

Latest lowest rating:

1

I wish I had never applied for a mortgage with this... I wish I had never applied for a mortgage with this dreadful organisation Reviewed on: 6th March 2025

Read all reviews See your review

About this product

Barclays is a financial provider offering a range of products and services, including fixed rate mortgages. A fixed rate mortgage has a set interest rate for a specific period of time, usually between two and five years, but sometimes up to ten. If you have any questions about a mortgage, always ask the lender or an independent advisor.

Buying a home is a large financial investment, so finding the right mortgage is important. We collect Barclays fixed rate mortg...

Barclays Fixed Rate Mortgage reviews (87)

Review of the Barclays, Fixed Rate Mortgage:

Always better rates

Very helpful with their services Reviewed on: 4th April 2023

Dealing with them after a bereavement

It took over 6 months for the mortgage team to sort out the account, even though the bereavement team has passed on all of the information required, twice. There was a series lack of communication and so much red tape. I was passed from department to department and no one could help. In what was a very distressing time anyway, having to deal with this for 6 months (whilst still getting letters addressed to the deceased) was overwhelming. I really hope that my complaint has m... Reviewed on: 13th August 2020

used as a internal excerise i feel....

Went through the usual mortgage info gathering routine gave over all they needed......and more... complied with all requests..i honestly feel they know more about me now than i do or gchq and mi5/6....i have an a1 credit rating little debt ..even 2 properties with 50% ltv on each ....all good they said....Then as always they decided to move the goal posts and say no after saying yes its in the bag 100% i have had my time completly waisted for the own selfish internal needs... Reviewed on: 17th June 2020

Unexplained repayment terms

I have a BTL mortgage and wanted to repay some of the loan value and reduce the repayment term. Barclays suggested paying down the maximum without incurring any penalties. Great I thought, until they conveniently forgot to mention to me that if you pay more than 3 months worth of your usual monthly mortgage payment, they reduce your new monthly amount, BUT the term of the mortgage remains the same. I feel like Barclays were not transparent or clear enough at the time when I m... Reviewed on: 6th March 2020

Easy to switch mortgage

Best in market, really simple to switch Reviewed on: 28th December 2019

Good Foxed rate mortgage

I've used Barclays for over 25 years. They have good: - online access - telephone support - personal loans - mortgages - high street branches All which I have and used. Reviewed on: 5th November 2019

Evil & calculating institution

I hav gave no stars because - having banked with Barclays for 30 years, borrowed & repaid them thousands of pounds without 1 late payment, my experience of the mortgage application made me feel physically sick. They had me on the phone for nearly 2 hours - I was only looking for a small mortgage- despite them having good mortgage deals on the net they eventually offered me a rate a quarter more than them rates & after asking me what my budget was they made sure eventuall... Reviewed on: 4th November 2019

Complete waste of time and money, will promise the world and then withdraw last minute

Do take note of the poor reviews, I can assure people that they are well founded. We were approved after formal application and valuation was complete. Then the underwriters changed their mind. Have lost my dream house due to their incompetence. Reviewed on: 6th June 2019

Go to another more flexble lender

Barclays unwilling to port, change or increase loan without losing my current deals Reviewed on: 23rd May 2019

NEVER get a barclays mortgage

I transferred my mortgage to Barclays, that part was easy, every other step has been horrifically painful. Logging into the account is painful, speaking to someone (with their six security questions) has been painful. Paying my mortgage off so I dont have to speak to them again has been painful. Im a normal person with a normal mortgage, nothing special, I would actively recommend against taking a mortgage out with Barclays/Woolwich. Reviewed on: 28th April 2019

Help to Buy Mortgage

Barclays offered the most competitive 5 Yr Fixed Rate Mortgage for Help To Buy homeowners Reviewed on: 15th April 2019

Do you have a different Barclays product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Alternative products

Mortgages
from Castle Trust Bank 5.00 from 1 reviews
Mortgages
from Leek Building Society 4.85 from 562 reviews
Mortgages
from Hinckley & Rugby Building Society 4.57 from 367 reviews

There's still more to see!

Barclays has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub